My wife and I are about to complete buying a house in Woodbury but as a result of wreckage from the recent storms I have was able negotiate reparation from the owner in the sum of £2k in the form of a deduction in the price. I had intended this to be dealt with as part of the conveyancing process but TSB will not agree to this. Should they have been informed?

Any conveyancer that is on a TSB conveyancing panel is duty bound to disclose to TSB of any variations to the purchase price. If you were to refuse your conveyancer to notify the price change to TSB then they would have to discontinue acting for you. In addition, TSB and you would have to appoint a new conveyancing practitioner for your conveyancing in Woodbury.

We are looking to buy a property and require a conveyancing solicitor in Woodbury who is on the HSBC approved panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Woodbury.

My wife and I are purchasing a house in Woodbury. I might seem paranoid but how we can trust a lawyer? On completion day we have to deposit money into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am the sole beneficiary of my late grandmother’s estate with all property in now in my sole name, including the my former home in Woodbury. The Woodbury property was put into my name in August. I want to move. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership will be regarded the same way as though I had purchased the property in August. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. How practical a view lenders take of it, depend on the lender as this obligation is chiefly there to pick up on the purchase and immediately sell or the quick reselling of properties.

Clydesdale have agreed my mortgage in principle, my offer on a apartment in Woodbury has been agreed to, what are the next steps?

The property agent will need to be informed of your conveyancing practitioner's details (make sure the property lawyers are on the lender’s approved list). Telephone Clydesdale or your broker and finish off any relevant forms. Clydesdale will appoint a valuer who will get in touch with the selling agent or owners to arrange an appointment. Once conducted (assuming no problems) it takes on average a week for the mortgage offer to be issued. Clydesdale will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Woodbury.

I purchased my house on 6 June and my personal details is yet to be registered. Need I be worried? My conveyancing solicitor in Woodbury expressed confidence that it will be concluded in a couple of weeks. Are transfers in Woodbury particularly slow to register?

As far as conveyancing in Woodbury is concerned, registration is no faster or slower than anywhere else in the country. As opposed to being determined by geographic area, timescales can adjust according to who lodges the application, whether there are errors and whether the Land registry communicate with any other persons or bodies. Currently roughly three quarters of submission are fully addressed within 12 days but occasionally there can be longer delays. Historically registration takes place once the buyer is living at the property therefore 'speed' is not typically primary concern but where there is a degree of urgency associated with the registration then you or your conveyancer can communicate with the Registry to express the reasoning for an expedited registration.

I today plan to offer on a house that seems to meet my requirements, at a reasonable figure which is making it more attractive. I have subsequently discovered that it's a leasehold rather than freehold. I would have thought that there are particular concerns buying a house with a leasehold title in Woodbury. Conveyancing solicitors have not yet been appointed. Will my lawyers set out the risks of buying a leasehold house in Woodbury ?

The majority of houses in Woodbury are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area can assist with the conveyancing process. We note that you are buying in Woodbury in which case you should be shopping around for a Woodbury conveyancing solicitor and check that they are used to transacting on leasehold houses. First you will need to check the number of years remaining. As a leaseholder you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example requiring the freeholder’spermission to conduct alterations. You may also be required to pay a maintenance charge towards the upkeep of the estate where the house is part of an estate. Your solicitor will advise you fully on all the issues.