Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Cullompton?

There are two types of lawyers who can execute conveyancing in Cullompton namely licenced conveyancers or solicitors. Both professionals administer the legal services that you need to complete the sale or purchase of property. Both are required to execute Cullompton conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally conducted and that the necessary steps should be correctly adhered to.

Can you point me to a directory of Santander panel conveyancers in Cullompton on the Council of Mortgage Lender’s Website?

No. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings available over the internet. If you are looking for a Cullompton solicitor on the Santander please make the most of our facility.

We had instructed conveyancing lawyers with offices in Cullompton on the HSBC solicitor approved list. They have just billed me a supplemental sum for dealing with the HSBC mortgage. Is this an additional conveyancing fee specified by HSBC?

Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your solicitor may charge a fee for this. This charge is not set by HSBC but by your Cullompton conveyancer. Plenty of firms on the HSBC panel will quote an ‘acting for lender’ fee but plenty of firms incorporate it on their overall fee.

four months have elapsed since my purchase conveyancing in Cullompton completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Cullompton is the location of the property. What do you suggest?

Flying freeholds in Cullompton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cullompton you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cullompton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Hoping to buy a property located in Cullompton and I am already nervous. I couldn't find anything specific about Cullompton. Conveyancing will be needed in due course but do you know about the Cullompton area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Cullompton. In the meantime here are some basic statistics that we found

Me and my husband are disposing of a Cullompton apartment left to us seven years ago in 2011. I have over a decades worth of conveyancing knowledge and, although retired, wish to undertake my own conveyancing. The purchaser's conveyancer has informed me that their bank will not allow you to do your own conveyancing mandating that the funds to be passed via a solicitor's bank account.

Lending instructions to conveyancing practitioners from all CML members state that If the vendor is not legally represented the purchaser’s lawyers should check whether the lender needs to be told so that a decision can be made as to whether or not they are prepared to progress.