A colleague advised me that in buying a property in Brixham there may be various restrictions preventing external changes to a property. Is this right?
We are aware of anumerous of properties in Brixham which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Brixham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
is it true that all Brixham solicitors on the Virgin Money conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Virgin Money conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Some mortgage companies do permit licenced conveyancers on their panel in which case such organisation would be governed by the CLC.
Our offer on a detached house in Brixham has been accepted, but there is a chain. The owners have offered on somewhere, however it’s not yet agreed to, and have viewings of other properties booked. I have chosen a nearby conveyancing solicitor in Brixham. What should be my next step? When should I get the mortgage application with Bank of Ireland started?
It is normal to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (home loan application is in the region of one thousand pounds, then survey, Brixham conveyancing search costs, etc). First, you must check that your conveyancer is on the Bank of Ireland conveyancing panel. As to the subsequent steps this very much depends on the uniqueness of your case, motivation for this property and on the state of the market. In a buoyant market some buyers will apply for a home loan with Bank of Ireland and pay for the valuation and only if it comes back ok would they ask their solicitor to move forward with searches.
I need some fast conveyancing in Brixham as I am under a deadline to complete in less than one month. A home loan is not required. Can I avoid the conveyancing searches to save money and time?
If.Given you are are a cash buyer you have the choice not to have searches carried out although no solicitor would suggest that you don't. With plenty of history conveyancing in Brixham the following are instances of what can arise and adversely impact the marketability of the property: Refused Planning Applications, Overdue Charges, Overdue Grants, Road Schemes,...
I opted to have a survey completed on a property in Brixham before appointing lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some lenders may not give a mortgage on this type of home.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. If you contact us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Brixham. Conveyancing will be smoother if you use a solicitor in Brixham especially if they are acquainted with such properties in Brixham.
I'm remortgaging my current property to a buy to let loan with Barnsley Building Society and I will use the rest of the raised equity towards another house. The area we are talking about is Brixham. Will your solicitors be able to act for the two mortgage companies and link together the conveyances?
Do use our search tool on this page to be sure that the solicitors are on the relevant lender panels. On the basis that they are the lawyer should be able to tie up the two conveyancing matters but you should talk with you lawyer and make clear your desired outcome and requirements.
Why am I unable to complete my conveyancing in Brixham on Good Friday?
Because on completion the funds will be transferred electronically between the banks of the purchaser and seller's conveyancer and at present this can only occur on a working day. So you can't complete on a saturday or sunday either.