I am acquiring a house mortgage free in Totnes. I have been residing for the previous 15 years in Totnes. Conveyancing searches are expensive. As I have knowledge of the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a mortgage, then the vast majority of the Totnes conveyancing searches are non-obligatory. Your conveyancer will ’encourage you, no-doubt strongly, that you should have searches carried out, but he has a professional duty to do this. Do bear in mind; if you are intend to dispose of the house in the future, it may be of importance to your future buyer what the searches reveal. There are plenty of instances where premises with no practical issues can still reveal detrimental search results. A competent conveyancing solicitor in Totnes will provide you some sensible guidance in this regard.
It is 10 years ago since I acquired my property in Totnes. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate my title documents. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a possibility that the deeds will be kept by the mortgage company or they may be in the possession of the lawyers who acted in your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Nearly all conveyancing in Totnes involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
How do I check that the solicitor carrying out my conveyancing in Totnes is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Yorkshire Building Society thus spending £187.00 plus VAT in another set of conveyancing fees.
Feel free to take advantage of the find a lender approved solicitor tool on this page. Please choose the lender and type ‘Totnes’ or your location and you will be presented with numerous conveyancers located in Totnes or nearest you.
We are purchasing a house in Totnes. It might be a silly question but how we can trust a lawyer? At some point we will need to send our life savings into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
How can we tell if a Totnes conveyancing solicitor on the Virgin Money panel is any good?
When it comes to conveyancing in Totnes seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer carrying out your conveyancing.
My fiancee and I are in the throws of looking at flats in Totnes and I am now considering a potential offer. Is it advisable to have my lawyer on ‘stand by’? I will be getting a mortgage with Nottingham.
It would be wise to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are seeking a mortgage with Nottingham, ask your prospective lawyers if they are on the Nottingham conveyancing panel otherwise they can't do the mortgage legal work.
How simple is it to transfer to a new solicitor as I need to select a firm on the Norwich and Peterborough Building Society conveyancing list. I was using a local conveyancing solicitor in Totnes five minutes from me but he is not accepted by Norwich and Peterborough Building Society
We will our best to assist in finding you a conveyancing solicitor in Totnes on the Norwich and Peterborough Building Society panel. Please note that the solicitors that we work with do not pay us a referral fee if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Totnes. In making use of search facility on this site, you can scrutinise charges for conveyancing solicitors in Totnes and throughout England and Wales.