We're in Totnes, FTBs buying with a mortgage (lender is Nationwide , and our lawyer is on the Nationwide conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Nationwide conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Totnes?
There are many recorded licenced Conveyancers in Totnes and Solicitor practices in Totnes who can help with your conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. They may both also deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am buying a property in Totnes. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Kent Reliance be concerned?
As your lender is Kent Reliance your lawyer must follow the formal instructions outlined in Part two of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook contains minimum conditions for solar panel roof-space leases, and solicitors are required to report to Kent Reliance where a lease does not meet these provisions. The requirements relate to the installation of panels on properties countrywide and is not isolated to Totnes.
Completion of my purchase has taken place for my property in Totnes. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Will our conveyancer be asking questions regarding flooding during the conveyancing in Totnes.
Flooding is a growing risk for solicitors dealing with homes in Totnes. Some people will purchase a house in Totnes, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Solicitors are not best placed to impart advice on flood risk, however there are a various searches that may be carried out by the buyer or on a buyer’s behalf which should figure out the risks in Totnes. The standard completed inquiry forms sent to a buyer’s lawyer (where the Conveyancing Protocol is adopted) contains a usual inquiry of the seller to find out if the premises has historically flooded. If the premises has been flooded in past which is not disclosed by the vendor, then a purchaser may issue a legal claim for losses as a result of such an incorrect answer. A buyer’s solicitors should also conduct an enviro report. This will indicate whether there is a recorded flood risk. If so, further investigations should be initiated.
Have completed on a a detached house in Totnes , how long will it take for the Land Registry to deal with the formalities evidencing the transfer to my name? My Totnes conveyancing solicitor works at snail pace, so I want to be certain the land registry aspects are addressed.
There is nothing unique about conveyancing in Totnes registration formalities. As opposed to being determined by geographic area, timescales can vary according to the party submitting the application, whether it is in order and if the Land registry have to notify any other parties. At present approximately three quarters of such applications are fully addressed within 12 days but some can be subject to extensive delays. Historically registration occurs after the buyer is living at the premises therefore 'speed' is not typically top priority yet where it is urgent that the the registration takes place urgently then you or your lawyers should speak with the land registry and explain the circumstances.
I am downsizing from my home. My former solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Totnes if that affects matters.
You should use our search tool to help you choose a solicitor for your conveyancing in Totnes. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.