My grandmother passed away six months ago and as sole heir and executor I was left the property in Totnes. The house had a small mortgage left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then Aldermore will require that you use a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
Despite weeks of looking the Title Certificate and documents to my house are lost. The lawyers who handled the conveyancing in Totnes 10 years ago have long since closed. What do I do?
Nowadays there are copies made of almost everything, and your conveyancer will know precisely where to locate all the relevant paperwork so you may buy or sell your house without any difficulty. Where copies are not available, your lawyer can put in place insurance or indemnities protecting you against possible claims on your property.
Is it possible to change conveyancer as I need to appoint a firm on the The Mortgage Works conveyancing list. I hired a local conveyancing solicitor in Totnes round the corner but she is not accepted by The Mortgage Works
We will our best to assist in finding you a conveyancing solicitor in Totnes on the The Mortgage Works panel. Please note that the solicitors that we work with do not pay us a referral fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Totnes. In making use of the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Totnes.
My husband and I are four weeks into a leasehold purchase having been referred to a firm by the high street agent to handle our conveyancing in Totnes. I am am extremely disappointed with the level of service. Could you help me find new solicitors?
A solicitor would have to be really bad to suggest replacing them. Has your loan offer been generated? If so you must make them aware of the new contact details and get the loan are issued to the new lawyers. Your conveyancer needs to be on the mortgage company panel to avoid added expenses and frustration. So that should be your starting point. The find a solicitor tool will help you find a bank approved solicitor for your home move in Totnes
Can you recommend a good Totnes solicitor for buying an apartment? A relative suggested one but their quote was £1150 for a 250k property. That seems high. The bank will be Nationwide.
The purpose of this site is limited to being a directory service for lawyers who want to be listed as being on the approved conveyancing panel for Nationwide in certain locations for example Totnes . We dont recommend any specific conveyancing practitioner.