We note that you have a search directory identifying law firms on the Co-operative conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Buckfastleigh?
We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Buckfastleigh.
How do I find out if the solicitor handling my conveyancing in Buckfastleigh is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Bank of Scotland thus paying £187.00 plus VAT in additional legal charges.
You should take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the lender and type ‘Buckfastleigh’ or your preferred area and you will discover a number of lawyer located in Buckfastleigh or near you.
A relative pointed out to me me that in purchasing a property in Buckfastleigh there may be various restrictions affecting the ability to carry out external alterations to a property. Is this right?
There are anumerous of properties in Buckfastleigh which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Buckfastleigh should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Can I be sure that the Buckfastleigh conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Buckfastleigh obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor carrying out your conveyancing.
I had a mortgage agreed in principle with Santander. Buckfastleigh conveyancing solicitors were chosen. What is the average time that one could expect to receive a mortgage offer from Santander?
Some lenders take longer than others. Have Santander done the survey? Have you advised Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Me and my brother purchased a terraced Edwardian house in Buckfastleigh. Conveyancing practitioner acted for me and Chelsea Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold under the matching address. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Buckfastleigh and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing lawyer who conducted the purchase.
I have been on the look out for a leasehold apartment up to £195,000 and found one round the corner in Buckfastleigh I like with amenity areas and railway links in the vicinity, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in Buckfastleigh for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a mortgage the shortness of the lease may be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.