I have just been advised by my mortgage adviser that my Buckfastleigh the law firm I have appointed is not on the mortgage company Conveyancing panel. How can I be certain whether this is indeed the case?
Your first step should be to contact your Buckfastleigh conveyancer. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
A friend pointed out to me me that in purchasing a property in Buckfastleigh there may be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of anumerous of properties in Buckfastleigh which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Buckfastleigh should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Can you help - my lawyer advises that lack of right of way insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Buckfastleigh?
The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Halifax and Skipton Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.
The formalities of my purchase has taken place for my property in Buckfastleigh. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am downsizing from our house in Buckfastleigh and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Buckfastleigh conveyancer would know that there is no such problem. It does beg the question why the purchasers are using a factory type conveyancing outfit as opposed to a conveyancing solicitor in Buckfastleigh. We have lived in Buckfastleigh for many years we know that this is a non issue. Is it a good idea to contact our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I decided to have a survey completed on a property in Buckfastleigh ahead of instructing lawyers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some lenders may refuse to give a loan on this type of property.
It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. If you contact us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Buckfastleigh. Conveyancing will be smoother if you use a solicitor in Buckfastleigh especially if they are acquainted with such properties in Buckfastleigh.
Do I need to attend the offices of the mortgage company conveyancing panel solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Buckfastleigh so that I can attend their offices when needed.
Most conveyancing panel lawyers for the lender undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Buckfastleigh. it would nevertheless be wise to check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.