I am buying a terrace house in Ivybridge. The intention is to convert the garage to a playroom at the house.Will the conveyancing process involve checks to determine if these alterations were previously refused?
Your conveyancer should check the registered title as conveyancing in Ivybridge will occasionally identify restrictions in the title documents which prohibit certain changes or require the permission of another owner. Certain extensions call for local authority planning consent and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
Is there a list of HSBC panel solicitors in Ivybridge on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings available over the internet. If you are in need of a Ivybridge conveyancer on the HSBC please use our tool.
I am currently in the process of buying my council flat in Ivybridge. I have a mortgage agreed with UBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
My relative suggested that if I am purchasing in Ivybridge I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes quoted for as part of the standard Ivybridge conveyancing searches. It is not a small document of more than thirty pages, listing and detailing important information about Ivybridge around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful information about Ivybridge.
Despite weeks of looking the Title Certificate and documents to my home are lost. The lawyers who handled the conveyancing in Ivybridge 4 years ago are no longer around. What do I do?
Assuming the title is registered the details of your ownership will be retained by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, find your house and order up to date copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.
Can you offer any advice when it comes to finding a Ivybridge conveyancing firm to carry out our lease extension conveyancing?
If you are instructing a property lawyer for your lease extension (regardless if they are a Ivybridge conveyancing practice) it is essential that they be familiar with the legislation and specialises in this area of work. We advise that you talk with two or three firms including non Ivybridge conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be of use:
If they are not ALEP accredited then what is the reason? How familiar is the practice with lease extension legislation?
I invested in buying a split level flat in Ivybridge, conveyancing was carried out half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding properties in Ivybridge with an extended lease are worth £176,000. The average or mid-range amount of ground rent is £50 invoiced every year. The lease ceases on 21st October 2101
With 80 years left to run we estimate the premium for your lease extension to be between £8,600 and £9,800 as well as professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before getting professional advice.
Is there a difference between surveying and conveyancing in Ivybridge?
Conveyancing - in Ivybridge or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It therefore includes the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are buying and will help you discover the condition of the building and, if there are problems, give you a powerful reason for negotiating the buying price down or asking the seller to remedy the defects before you move in.