Find a Salcombe Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Salcombe? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Salcombe transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Salcombe

Recently been in touch with my conveyancing lawyer in Salcombe who completed the legal work 18 months ago and wanted a conveyancing costs illustration based on the same type of house move (a leasehold property and a freehold premises) of similar values with a mortgage from Santander. It looks as though am now being charged twice the amount. Should I hunt for a cheaper online firm of conveyancing solicitor?

The estimate does seem a tad on the high side. Where you are willing to spend time scrutinising costs you could shave off some of the cost by as much as £100 plus VAT. That being said, assuming were content with the legal work the firm gave you maycome to regret choosing an an untested lawyer. Remember to be sure the firm can also act for Santander. You can use our search tool to select a Salcombe conveyancing firm on the Santander conveyancing panel, which can often include conveyancing solicitors in Salcombe.

It is is a decade since I acquired my property in Salcombe. Conveyancing solicitors have now been instructed on the sale but I am unable to find my title deeds. Will this cause complications?

Don’t worry too much. Firstly the deeds may be retained by your lender or they could be in the possession of the conveyancers who handled the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Nearly all conveyancing in Salcombe involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.

I am selling my apartment in Salcombe. Will the solicitor need to be on the Coventry BS conveyancing panel in order to deal with redeeming my mortgage?

Ordinarily, even if your lawyer is not on the Coventry BS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently in recent years.

I have recentlybeen informed that Action Conveyancing have closed. They carried out my conveyancing in Salcombe for a purchase of a freehold house 10 months ago. How can I check that the property is in my name in the name of the former proprietor?

The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Salcombe conveyancing specialists.

Due to the encouragement of my in-laws I had a survey completed on a house in Salcombe in advance of retaining conveyancers. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies tend not issue a loan on a flying freehold home.

It varies from the lender to lender. Santander has different requirements for example to Nationwide. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Salcombe. Conveyancing will be smoother if you use a solicitor in Salcombe especially if they are familiar with such properties in Salcombe.

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Find out more about how flying freehold can affect your the value of a property.