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Ready to buy a new home in Salcombe? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Salcombe home move at risk of delay or failure.

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Recently asked questions about conveyancing in Salcombe

I am about to complete buying a house in Salcombe but as a result of wreckage from some water damage at the property I have managed to agree compensation from the owner in the sum of £2k taking the form of a adjustment in the price. This was going to be dealt with as part of amending the contract however Yorkshire BS will not permit this. Should they have been informed?

The solicitor being on the Yorkshire BS approved list is duty bound to inform Yorkshire BS of any variations to the purchase price. If you prohibit your property lawyer to report the price change to Yorkshire BS then they would have to discontinue acting for you. In addition, Yorkshire BS and you would have to appoint a new conveyancing practitioner for your conveyancing in Salcombe.

I am being advised by my conveyancer that breach of easement insurance is needed on my purchase. What is the level of cover for Salcombe conveyancing?

The right level of breach of easement indemnity insurance should be dictated by who who your lender is. It would differ for example between National Westminster Bank and Coventry Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.

We previously selected solicitors located in Salcombe on the Nottingham solicitor panel. They are now charging me a further fee for the legal aspects of the Nottingham mortgage. Is this an additional conveyancing fee set by Nottingham?

As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your property lawyer is entitled to levy a fee for this. This fee is not set by Nottingham but by your Salcombe property lawyer. Numerous firms on the Nottingham panel will quote ’dealing with mortgage’ fee and others do not.

We are getting the release of further monies on our mortgage from Skipton as we wish to carry out improvements to our home in Salcombe. Do we need to choose a bricks and mortar Salcombe solicitor on the Skipton conveyancing panel to handle the legals?

Skipton don't usually instruct a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton conveyancing panel.

Just had an offer accepted on a new build apartment in Salcombe. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Salcombe

    Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

I have recently realised that I have 72 years remaining on my flat in Salcombe. I now want to extend my lease but my landlord is absent. What are my options?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be extended by the Court. You will be obliged to prove that you have used your best endeavours to find the landlord. In some cases a specialist would be helpful to carry out a search and to produce a report to be accepted by the court as evidence that the landlord is indeed missing. It is wise to seek advice from a property lawyer in relation to investigating the landlord’s disappearance and the vesting order request to the County Court covering Salcombe.

Salcombe Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to Purchasing

    Best to be warned whether fixing the lift or some other major work is due in the near future to be shared by the tenants and could well materially impact the level of the maintenance charges or require a one off invoice. What prohibitions are contained in the Salcombe Lease? For many Salcombe leaseholds the outlay for major works tend not to be wrapped into the service charges, albeit that there some managing agents in Salcombe obliged tenants to contribute towards a reserve fund created for the specific intention of building a fund for larger works.

At long last our conveyancing in Salcombe completes next Friday, yet the owners I am purchasing from wishes to move out on the Saturday at 2pm. Do I agree to such a idea?

Where you need a loan then your solicitor will insist that the premises arevacant on Friday - the bank will require it.

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