Unfortunately I am unable to travel far from Kingsbridge. I would like to know the reason why all Kingsbridge conveyancing practitioners aren't automatically on all bank panels?
Banks point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud annually.The elimination of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its outcome included recommendations for mortgage companies to review their conveyancing panels, which triggered a major policy change in the sector. This resulted in mortgage companies purging a number of firms off their books of approved conveyancers .
My lender has recommended a law firm on their panel based in Kingsbridge but I would rather use a conveyancing lawyer in Kingsbridge or nearer to where I live. Can you help?
The minority of Kingsbridge conveyancing solicitors are listed all lender’s conveyancing panel. Please make use of the above search tool to identify a Kingsbridge conveyancing solicitor on the on the mortgage company panel.
A friend advised me that in buying a property in Kingsbridge there may be a number of restrictions preventing external changes to a property. Is this right?
We are aware of a number of properties in Kingsbridge which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Kingsbridge should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We have agreed to purchase a house in Kingsbridge. One unusual aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Kent Reliance your lawyer must follow the conveyancing requirements set out in Section 2 of UK Finance Lenders’ Handbook for Kent Reliance. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Kent Reliance where a lease fails to comply with these provisions. The provisions relate to the installation of panels on properties nationwide and is not isolated to Kingsbridge.
I had an offer accepted on a house in Kingsbridge on 29/9/2025, valuation was booked five days later, received a clean bill of health. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require fast conveyancing in Kingsbridge as I am faced with pressure to sign on the dotted line within one month. Luckily I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
As you are are a mortgage free purchaser you have the choice not to do searches although no law firm would advise that you don't. Drawing on years of experience of conveyancing in Kingsbridge the following are instances of issues that can arise and adversely impact market value: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Road Schemes,...
My wife and I purchased a renovated Victorian property in Kingsbridge. Conveyancing practitioner acted for me and Norwich and Peterborough Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kingsbridge and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing solicitor who completed the work.