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Find a Buckfastleigh and Dean Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Buckfastleigh and Dean? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Buckfastleigh and Dean conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Buckfastleigh and Dean conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Buckfastleigh and Dean

My wife and I are buying a 2 bedroom flat in Buckfastleigh and Dean with a mortgage. We like our Buckfastleigh and Dean conveyancer, however the lender advise he's not on their "panel". We have to appoint one of the lender panel conveyancing practices or keep our Buckfastleigh and Dean property lawyer as well as pay for one of their panel lawyers to act for them. This feels very unfair; is there anything we can do?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Buckfastleigh and Dean conveyancing solicitor to apply to be on the conveyancing panel.

I used Arc property Solicitors a few years past for my conveyancing in Buckfastleigh and Dean. I now require my papers however the law firm has closed. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Buckfastleigh and Dean of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I opted to have a survey completed on a house in Buckfastleigh and Dean prior to instructing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some lenders may refuse to grant a loan on such a property.

It varies from the lender to lender. Santander has different requirements from Halifax. If you contact us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Buckfastleigh and Dean. Conveyancing may be slightly more expensive based on your lender's requirements.

Can you provide any advice for leasehold conveyancing in Buckfastleigh and Dean with the aim of speeding up the sale process?

  • A significant proportion of the delay in leasehold conveyancing in Buckfastleigh and Dean can be bypassed if you appoint lawyers the minute you market your property and request that they start to put together the leasehold documentation which will be required by the buyers’ solicitors.
  • If you have the benefit of shareholding in the freehold, you should ensure that you have the original share certificate. Organising a new share certificate is often a time consuming formality and slows down many a Buckfastleigh and Dean home move. If a reissued share is needed, you should approach the company director and secretary or managing agents (if relevant) for this as soon as possible. If you have had any disputes with your freeholder or managing agents it is very important that these are resolved before the property is put on the market. The buyers and their solicitors will be reluctant to purchase a property where a dispute is unsettled. You may have to bite the bullet and pay any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the purchasers, but it is clearly preferable to reveal the dispute as historic as opposed to ongoing. You believe that you know the number of years remaining on your lease but it would be advisable verify this via your conveyancers. A purchaser's conveyancer will be unlikely to recommend their client to where the lease term is under 80 years. In the circumstances it is important at an early stage that you identify whether the lease requires a lease extension. If it does, contact your solicitors before you put your home on the market for sale.

Buckfastleigh and Dean Leasehold Conveyancing - Sample of Questions you should ask Prior to buying

    If a Buckfastleigh and Dean lease has less than 80 years it will have adverse implications on the salability of the apartment. Check with your mortgage company that they are content with residual term of the lease. A short lease means that you will probably require a lease extension at some point and you need to have some idea of what this will be. For most Buckfastleigh and Deanlease extensions you would need to own the residence for a couple of years in order to be eligible to extend the lease. Most Buckfastleigh and Dean leasehold properties will incur a service bill for the upkeep of the building set on behalf of the management company. If you purchase the flat you will have to meet this amount, normally periodically accross the year. This could be anything from a few hundred pounds to thousands of pounds for buildings with lifts and large communal areas. There will also be a rentcharge to be met yearly, this is usually not a significant sum, say around £50-£100 but you need to check as on occasion it could be surprisingly expensive. How many of the leaseholders are in arrears for their maintenance charge payments?

What type of property do your Buckfastleigh and Dean conveyancing quotes apply to?

Our conveyancing quotes are only applicable to standard residential property in England & Wales. Where you have any different needs for example industrial or agricultural land or commercial conveyancing in Buckfastleigh and Dean do telephone us to consider your requirements .

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Neighbouring Locations

Bovey Tracey
Buckfastleigh
Buckfastleigh and Dean
Totnes
Ivybridge
South Brent

Find out more about how flying freehold can affect your the value of a property.