Do I need to attend the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Plympton so that I can attend their offices if required.

These days approved lawyers for banks conduct the vast majority of work through the post, internet or over phone calls. This enables them to carry out the legal work for your home move no matter where you live in England or Wales. However you can see if you can still book an appointment to visit conveyancing lawyer if needed.

I am helping my aunt sell her property in Plympton. Does the conveyancing solicitor order an EPC or it is for the seller to coordinate?

After the abolition of Home Packs, energy performance certificates remained a mandatory component of selling a house. An EPC needs to be commissioned prior to the property being put on the market. It is not a task that solicitors normally arrange. If you are using a Plympton conveyancing practitioner they might help arrange energy assessments due to their contacts with long established local assessors

My stepmother pointed out to me me that in purchasing a property in Plympton there may be various restrictions preventing external changes to the property. Is this right?

There are a number of properties in Plympton which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Plympton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

It is not clear whether my mortgage offer requires a lease extension. I have called my Plympton bank branch on numerous occasions and was told they are content with the situation and they will lend. My Plympton conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

The lawyer has to comply with the Council of Mortgage Lenders’ Handbook section two conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

About to purchase a new build flat in Plympton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Plympton

Please confirm the Lease plans are architect prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision.

Due to the encouragement of my in-laws I had a survey completed on a property in Plympton ahead of appointing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor advised that some mortgage companies may refuse to issue a loan on such a house.

It depends who your proposed lender is. Lloyds has different requirements from Halifax. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Plympton. Conveyancing will be smoother if you use a solicitor in Plympton especially if they are acquainted with such properties in Plympton.

Due to complete next month on a ground floor flat in Plympton. Conveyancing lawyers have said that they are sending me a report next week. What should I be looking out for?

Your report on title for your leasehold conveyancing in Plympton should include some of the following:

Details of the parties to the lease, for example these could be the tennant, head lessor, landlord Changes to the property An explanation concerning the obligations in the lease to pay service charges - in respect of the block, and the more general rights a tenant enjoys Where does the liability rest for maintaining the window frames You should be sent a copy of the lease

Plympton Leasehold Conveyancing - Examples of Queries Prior to Purchasing

Make sure you enquire if there are any onerous prohibitions in the lease. For example it is reasonably common in Plympton leases that pets are not allowed in certain buildings in Plympton. If you like the apartmentin Plympton yet your dog is not allowed to live with you then you have a very difficult choice. What is the annual maintenance fee and ground rent? Does the lease have more than 82 years left?