Finally the sale completed on my house in Calstock last April but our buyer keeps texting daily complaining that her lawyer needs to hear from mine. What should have happened following completion?
Post completion of your sale your solicitor is committed to deliver the transfer deeds and all supplemental paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor must also send confirmation that the mortgage has been paid off to the buyers conveyancers. There are no post completion formalities specific conveyancing in Calstock.
My wife and I are downsizing from our house in Calstock and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers are using a national conveyancing firm as opposed to a conveyancing solicitor in Calstock. We have lived in Calstock for six years we know of no issue. Do we get in touch with our local Authority to seek confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I'm buying a new build house in Calstock benefiting from help to buy. The sellers refused to reduce the price so I negotiated five thousand pounds worth of additionals instead. The estate agent told me not inform my lawyer about this extras as it may jeopardize my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a quick, chain free conveyancing. Calstock is the location of the property. Can you offer any advice?
Flying freeholds in Calstock are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Calstock you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Calstock may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is it possible to transfer to a new conveyancer as I need to retain a firm on the Chelsea Building Society conveyancing panel. I had appointed a high street conveyancing solicitor in Calstock five minutes from me but the firm is not approved by Chelsea Building Society
We will our best to assist in finding you a conveyancing solicitor in Calstock on the Chelsea Building Society panel. Please note that the solicitors that we list do not pay us commission if you instruct them and are under regulation of the Solicitors Regulation Authority who regulate all conveyancing solicitors in Calstock. In making use of the find a conveyancing solicitor tool on this page, you can contrast fees for conveyancing solicitors in Calstock and beyond.