I am buying a flat and require a conveyancing solicitor in Plymouth who is on the Accord Mortgages Ltd approved. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Accord Mortgages Ltd in certain locations such as Plymouth. We dont recommend any particular firm.
There are a variety of conveyancing solicitors in Plymouth but how do I know who I should use?
It would be unwise to be seduced by the lowest Plymouth conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
We had selected conveyancers based in Plymouth on the Lloyds solicitor panel. They have just billed me a supplemental fee for dealing with the Lloyds mortgage. Is this a supplemental conveyancing fee set by Lloyds?
As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your lawyer may levy a fee for this. The fee is not dictated by Lloyds but by your Plymouth conveyancer. Numerous firms on the Lloyds panel will quote ’dealing with mortgage’ fee and others do not.
My offer was accepted on a house in Plymouth on 29/5/2019, valuation was booked five days after, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Are Coventry BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
five months have elapsed following my purchase conveyancing in Plymouth took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I opted to have a survey carried out on a property in Plymouth prior to instructing solicitors. I have been informed that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies may refuse to give a mortgage on a flying freehold home.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Plymouth. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it possible for you to recommend a solicitor for conveyancing in Plymouth (or nearby)? It’s is for a remortgage.My wife and I had one lined up but just discovered that are not on the panel for TSB.
LenderPanel.com is restricted to being a directory service for property lawyers who want to be listed as being on the approved conveyancing panel for TSB in certain locations for example Plymouth . We dont recommend any specific lawyer.