I opted for a Saltash based solicitor for our conveyancing in Saltash recently. After carefully reading the small print I seeI am liable for fees even if the movedoes not go ahead. Should I go with them or appoint an on-line conveyancing brokerage promoting no completion no charge conveyancing in Saltash?

Generally there is a compromise along the lines that if "No Sale No Fee" is offered then the fee levels will tend to be be uplifted to neutralise those conveyances that fail to complete. Please beware that such promotions generally do not cover disbursements such as Saltash conveyancing search fees.

We are purchasing a brand new apartment in Saltash and my lawyer is advising me that she has to the lender to disclose incentives from the developer. I am under pressure to exchange contracts and I have no desire to delay matters. Is my lawyer right?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Just had an offer accepted on a new build flat in Saltash. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Saltash

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

In my capacity as executor for the estate of my grandfather I am disposing of a property in Swansea but reside in Saltash. My solicitor (who is 300 kilometers awayneeds me to sign a stat dec ahead of completion. Can you recommend a conveyancing solicitor in Saltash who can witness and place their company stamp on the document?

strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are Saltash based

My fiance and I are hoping to buy a 2 room flatin Saltash with a mortgage from a mortgage company. We have selected a conveyancer in Saltash but our lender inform us now that she’s not listed on their "panel". Apparently we need to choose from the our lender panel solicitors or stay with our Saltash solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that our mortgage company use our Saltash lawyer?

No, not really. The bank mortgage offered to you is subject to its terms and conditions, one of which will be that solicitors will on the mortgage company's conveyancing panel. Until recently, most mortgage companies had large numbers of law firms on their panels, including almost all conveyancing solicitors in Saltash : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for your bank.