We see that you have a post code search directory identifying solicitors on the TSB conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Saltash?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Saltash.
I am planning to move property in October. Will my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you suggest a removal company in Saltash. Conveyancing lawyer was found before I stumbled across this site.
On the day of completion you can pick up the house keys from your selling agent however this should only occur after the sellers lawyers confirm to the agent that they have the completion monies and the keys can be passed over. You should inform the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal company but can assist you in choosing a conveyancing in Saltash or a firm that specialises in conveyancing in Saltash.
Is there a list of TSB panel solicitors in Saltash on the UK Finance Lenders’ Handbook Website?
No. There is no such tool on the CML or Building Society Association sites. A small selection of mortgage companies make their panel listings viewable over the internet. Where you are seeking to appoint a Saltash solicitor on the TSB please use our facility.
The formalities of my remortgage has taken place for my property in Saltash. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I'm purchasing my first flat in Saltash with the aid of help to buy. The builders refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative suggested that I not reveal to my solicitor about the side-deal as it will jeopardize my loan with Barnsley Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Saltash is the location of the property. What do you suggest?
Flying freeholds in Saltash are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Saltash you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Saltash may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking into buying my first house which is in Saltash and I am already nervous. I couldn't find anything specific about Saltash. Conveyancing will be needed in due course but do you know about the Saltash area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Saltash. In the meantime here are some basic statistics that we found