My fiancee and I are acquiring our first home. The solicitor has contact usto see if we wish to take out extra conveyancing searches. Unfortunately we in the dark as to what's appropriate for conveyancing in Saltash
The type of Saltash conveyancing searches depends primarily on the premises, the location, the probability of any of these risks, your knowledge of the locality and risks, your overall appetite to risk. What matters is that you adequately appreciate what information each search could supply. You may then make a decision if you consider that you need that search. Where you are unclear, ask your conveyancer to advise.
We are intent on selling our property in Saltash and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A high street Saltash conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using a nationwide conveyancing practice rather than a conveyancing solicitor in Saltash. We have lived in Saltash for 4 years we know of no issue. Do we get in touch with our local Authority to seek clarification need.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I used Arc property Solicitors a few years ago for my conveyancing in Saltash. I now require my papers but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Saltash of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying a new build house in Saltash with a mortgage from National Westminster Bank. The sellers would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not disclose to my lawyer about the deal as it could impact my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is there a reason that Saltash conveyancing fees are more expensive for leasehold and freehold properties?
If buying a leasehold property there is more work involved purely due to the fact that usually there are further parties involved in the form of the freeholder and/or Management Agents. As part of a lawyers enquiries they will check that all ground rent and service charges are paid up to date amongst other general leasehold matters. For this reason, the Sellers lawyers usually have to refer to the freeholder or Managing Agent for their replies to our questions. This may be time consuming and beyond the lawyers control