We are purchasing a flat in Tavistock. I might seem paranoid but how we can trust a conveyancer? On the day of competition we have to put our life savings into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am helping my sister sell her flat in Tavistock. Does the conveyancing solicitor order the energy assessment or it is for the seller to coordinate?

Following the demise of Home Packs, energy assessments was maintained a mandatory element of moving property. An energy assessment should be to hand in advance of the property being put on the market. This is not something that law firms normally organise. Where you are using a Tavistock conveyancing solicitor they might be able to arrange energy assessments given their relationships with long established Tavistock accredited person

I am selling my apartment. I had a double glazing fitted in July 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Skipton are being a right pain. The Tavistock solicitor who is on the Skipton conveyancing panel is saying indemnity insurance will be fine but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?

It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Do commercial conveyancing searches reveal impending roadworks that may affect a commercial premises in Tavistock?

Its becoming the norm that commercial conveyancing solicitors in Tavistock will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Tavistock. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Tavistock.

For each commercial conveyancing transaction in Tavistock it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can result in delays to Tavistock commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in Tavistock.

I decided to have a survey done on a property in Tavistock prior to appointing solicitors. I have been advised that there is a flying freehold element to the house. The surveyor has said that some banks tend refuse to give a loan on a flying freehold property.

It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Tavistock. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Tavistock to see if the conveyancing costs will increase in light of this.

I today plan to offer on a house that seems to tick a lot of boxes, at a reasonable figure which is making it all the more appealing. I have since been informed that the title is leasehold as opposed to freehold. I am assuming that there are issues purchasing a house with a leasehold title in Tavistock. Conveyancing advisers have not yet been appointed. Will my lawyers set out the implications of buying a leasehold house in Tavistock ?

Most houses in Tavistock are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. It is clear that you are purchasing in Tavistock so you should seriously consider looking for a Tavistock conveyancing solicitor and be sure that they are used to dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as obtaining the freeholder’spermission to carry out changes to the property. You may also be required to pay a service charge towards the upkeep of the communal areas where the property is part of an estate. Your conveyancer will advise you fully on all the issues.

Tavistock Leasehold Conveyancing - Examples of Questions you should consider before buying

The best form of lease arrangement is a share of the freehold. In this arrangement the tenants enjoy being in charge if their destiny and notwithstanding that a managing agent is frequently retained where the building is larger than a house conversion, the managing agent retained by the leaseholders. You should be aware if it is less than eighty years it will have adverse implications on the marketability of the apartment. Check with your lender that they are happy with the length of the lease. Leases with fewer than 80 years remaining means that you will most likely have to extend the lease at some point and it is worth finding out how much this will be. Remember, in most cases you will need to own the premises for a couple of years before you are entitled to carry out a lease extension.

What can I do where I am dissatisfied with the conveyancer who undertook my conveyancing in Tavistock?

We live in an imperfect world, and unfortunately every so often things do go wrong. However there is recourse if you were unhappy with your conveyancing in Tavistock. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their governing body. If things still aren’t resolved you may consider enlisting the help of the Legal Ombudsman.