It is a dozen years since I bought my property in Tavistock. Conveyancing solicitors have now been instructed on the sale but I am unable to track down my title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be retained by the lender or they could be in the possession of the solicitor who handled your purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Nearly all conveyancing in Tavistock relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.
I am looking to buy a flat and require a conveyancing solicitor in Tavistock who is on the Yorkshire Building Society conveyancing. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Yorkshire Building Society in certain locations such as Tavistock. We dont recommend any particular firm.
Me and my brother purchased a semi-detached Victorian house in Tavistock. Conveyancing practitioner acted for me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tavistock and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing practitioner who conducted the purchase.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, chain free conveyancing. Tavistock is the location of the property. Is there any advice you can impart?
Flying freeholds in Tavistock are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Tavistock you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tavistock may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am using a search engine for the term conveyancing in Tavistock it reveals numerous conveyancerslocally. With so much choice what is the best way to find the right conveyancer for me?
The preferential way of seeking a suitable conveyancer is through a trusted referral, so seek the guidance of colleagues and those you trust who have acquired a property in Tavistock or a local estate agent or financial adviser. Fees for conveyancing in Tavistock vary, so it's advisable to request a minimum of four fee estimates from different property lawyers. Be sure to secure confirmation what costs in the quote includes.