As someone not used to conveyancing in Lifton what’s your top tip you can give me concerning the ownership transfer in Lifton

Not many law firms or advisers will tell you this but conveyancing in Lifton and elsewhere in Devon is often a confrontational process. Put another way, when it comes to conveyancing there exists an abundance of opportunity for conflict between you and other parties involved in the home moving process. E.g., the vendor, selling agent and sometimes the mortgage company. Appointing a lawyer for your conveyancing in Lifton an important selection as your conveyancer is your adviser, and is the ONLY party in the process whose responsibility is to look after your best interests and to protect you.

Sometimes a potential adversary may attempt to persuade you that it is in your interests to do things their way. For instance, the property agent may claim to be helping by suggesting your conveyancer is dragging his heels. Or your financial adviser may tell you to do something that is contrary to your conveyancers recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

I have a decision in principle. The lender mentioned the loan came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would prefer to appoint a specialised conveyancing solicitor in Lifton?

Do check but the chances are that give you one of their panel conveyancers if you want the "fee-free" offer. Contact the lender and determine if they make available a monetary alternative. In the past a few lenders offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor near Lifton.

It has been 4 months following my purchase conveyancing in Lifton concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build house in Lifton with the aid of help to buy. The developers refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not to tell my lawyer about the deal as it will put at risk my mortgage with Barclays Direct. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm remortgaging my current property to a buy to let mortgage with Chelsea Building Society and I will use the ballance of the raised equity towards a second house. The neighborhood we are looking at is Lifton. Will your solicitors be able to act for both sets of banks and link together the transactions?

Make use of our comparison tool on this page to check that the lawyers are on the appropriate lender panels. Assuming that they are the lawyer will be able to simultaneously deal with the two deals but you should have a chat with you conveyancer and communicate your expectations and requirements.