The Lifton conveyancing firm handling our Lifton conveyancing has spotted a discrepancy between the information in the valuation report and what is in the legal papers for the property. My lawyer says that he needs to check that the bank is happy with this discrepancy and is still content to lend. Is my conveyancer’s approach legitimate?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

I am buying a property and need a conveyancing solicitor in Lifton who is on the Barnsley Building Society approved. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barnsley Building Society in certain locations such as Lifton. We dont recommend any particular firm.

My wife and I are purchasing a house in Lifton. It might be a silly question but how we can trust a conveyancer? On the day of competition we have to put our life savings into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

We had appointed solicitors locally in Lifton on the Principality solicitor approved list. They are now charging me a supplemental sum for dealing with the Principality mortgage. Is this a supplemental conveyancing fee set by Principality?

Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your conveyancing practitioner may levy a fee for this. This fee is not set by Principality but by your Lifton solicitor. Some firms on the Principality panel will levy ’dealing with mortgage’ fee but some practices incorporate it on their overall fee.

We have a mortgage agreed in principle with Coventry BS. Lifton conveyancing lawyers are selected. How long does it take for Coventry BS to forward the offer to the conveyancer?

There is no definitive answer here. Have Coventry BS completed the survey? Have you advised Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I am purchasing a new build house in Lifton with a loan from Coventry Building Society. The builders refused to reduce the price so I negotiated £7000 of extras instead. The house builders rep advised me not to tell my conveyancer about the side-deal as it will affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am a sole trader wishing to take over a lease of an office on a shopping parade. Can you recommend solicitors offering fixed charges for non-domestic conveyancing in Lifton for below £1,200?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Lifton, including the sale and acquisition of businesses as well as simply premises. Whether you are hoping to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right firm. Regarding the fees these will vary based on the structure and complexity of the proposed transaction. Please provide us with your contact information or phone so as to enable us to furnish you with comprehensive commercial conveyancing calculation.