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Find a Lifton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Lifton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lifton conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Lifton

My grandfather passed away six months ago and as sole heir and executor I was left the property in Lifton. The house had a small mortgage remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Nottingham, pay off the mortgage. Is this possible?

Given you intend to re-mortgage then Nottingham will insist on your using a conveyancer on the Nottingham conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nottingham conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nottingham mortgage is registered as a charge at the Land Registry.

I need some expedited conveyancing in Lifton as I have an ultimatum to sign on the dotted line in less than one month. A home loan is not required. Can I decline from having conveyancing searches to save money and time?

As you are not getting a mortgage you have the choice not to do searches although no law firm would suggest that you don't. With lots of history conveyancing in Lifton the following are examples of what can be revealed and adversely affect future mortgageability: Refused Planning Applications, Overdue Fees, Overdue Grants, Road Schemes,...

How does conveyancing in Lifton differ for newly converted properties?

Most buyers of new build property in Lifton contact us having been asked by the seller to exchange contracts and commit to the purchase even before the property is constructed. This is because builders in Lifton typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Lifton or who has acted in the same development.

I opted to have a survey done on a property in Lifton before retaining conveyancers. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some banks tend not issue a loan on a flying freehold premises.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Lifton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Lifton to see if the conveyancing costs will increase in light of this.

In my capacity as executor for the will of my grandfather I am disposing of a residence in Neath but live in Lifton. My lawyer (who is 235 kilometers awayrequires that I execute a stat dec before completion. Could you suggest a conveyancing solicitor in Lifton to witness and place their company stamp on the document?

strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are located in Lifton

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Find out more about how flying freehold can affect your the value of a property.