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Find a Holsworthy Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Holsworthy? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Holsworthy conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Holsworthy

Can the conveyancing solicitors that you recommend handle right to buy conveyancing in Holsworthy?

We have identified plenty of conveyancing solicitors carrying out right to buy conveyancing You should get in touch with us in order to obtain a costs illustration.

We are planning to move property in December. Does my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you put forward a removal company in Holsworthy. Conveyancing lawyer was chosen prior to coming across your site.

On the afternoon of completion you will need to pick up the house keys from your selling agent however this can only occur after the previous owners lawyers inform the agent that the monies to complete are in and the keys can be collected. You will need to inform the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal organisation but can assist you in locating a residential property solicitor in Holsworthy or a firm with expertise in conveyancing in Holsworthy.

I have today made my last payment due on my mortgage with Santander. I assume I don't need a Holsworthy lawyer on the Santander panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Santander has sent the Land Registry the discharge electronically, and
  3. Santander has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Santander mortgage has been paid off.

I can not fathom if my bank requires a lease extension. I have called my Holsworthy building society branch on numerous occasions and was reassured it wasn't an issue and they would lend. My Holsworthy conveyancing solicitor - who is on the bank conveyancing panel- called to say that they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

Provided that the solicitor is on the mortgage company panel, they must follow the CML Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

I used Stirling Law a few years past for my conveyancing in Holsworthy. Now, I need my files however cannot find the solicitor. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Holsworthy of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

The estate agent has sent us the confirmation of our purchase of a new build flat in Holsworthy. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Holsworthy

    If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Forfeiture - bankruptcy or liquidation must not apply under this provision.

Estate agents have just been given the go-ahead to market my garden apartment in Holsworthy. Conveyancing has not commenced, but I have just had a half-yearly maintenance charge demand – Do I pay up?

It best that you clear the service charge as you normally would given that all rents and service charges will be allotted as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Holsworthy Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

    You will want to discover as much as you can regarding the managing agents as they will impact your use and enjoyment of the property. As the owner of a leasehold property you are frequently at the mercy of the managing agents from a financial perspective and when it comes to every day issues such as the cleanliness of the communal areas. Don't be afraid to ask other people what they think of their management. In conclusion, investigate as to the dates that you are obliged pay the maintenance charge to the appropriate party and specifically what it includes. For most Holsworthy leaseholds the outlay for major works tend not to be incorporated into the service charges, although there some managing agents in Holsworthy obliged leasehold owners to contribute towards a sinking fund created for the specific intention of building a fund for major repairs or maintenance. What is the name of the managing agents?

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Neighbouring Locations

Holsworthy
Beaworthy
Launceston
Lifton

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