What is the optimum way to find out if the solicitor conducting my conveyancing in Callington is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Nottingham Building Society thus spending £175.00 in further legal charges.
You should take advantage of the search tool on this page. Pick the mortgage company and type ‘Callington’ or your location and you will be presented with a number of lawyer based in Callington or nearest you.
It has been three months following my purchase conveyancing in Callington completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Callington differ for new build properties?
Most buyers of new build property in Callington come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is constructed. This is because house builders in Callington usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Callington or who has acted in the same development.
I opted to have a survey completed on a house in Callington prior to retaining solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some lenders tend not grant a loan on such a premises.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Callington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Callington to see if the conveyancing will be more expensive.
I am looking for a conveyancing practitioner in Callington for my house move. Is it possible to see a solicitor's complaints history with the legal regulator?
You can find published Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find information Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA could monitor telephone calls for training reasons.