My wife and I have a semi-detached Edwardian house in Callington. Conveyancing practitioner acted for me and . I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same property. Is it worth asking to clarify?

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Callington and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing practitioner who completed the work.

About to purchase a new build apartment in Callington. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Callington

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants.

I have been on the look out for a leasehold apartment up to £235,500 and identified one round the corner in Callington I like with a park and transport links in the vicinity, however it only has 61 years on the lease. I can't really find anything else in Callington for this price, so just wondered if I would be making a grave error purchasing a short lease?

If you require a home loan that many years may be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of twenty four months you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

As co-executor for the estate of my aunt I am disposing of a residence in Newport but live in Callington. My solicitor (based 200 miles awayrequires that I sign a stat dec ahead of the transaction finalising. Could you suggest a conveyancing practitioner in Callington who can attest this legal document for me?

Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are Callington based

My husband and I are buying a ground floor flat in Callington. At the time of instructing our , they told us that they were on all major UK mortgage company panels. Our mortgage broker contacted us just now to say that they are not on the approved list. Should that be true, what should we do? Should we simply choose a new that is on their approved list or do we cover the costs for dual representation, with appointing their own preferred .

When buying a property with the benefit of a mortgage it is conventional for the purchaser’s lawyers to also act for the mortgage company. In order to act for a bank or building society a has to be on that lender's conveyancing panel. An application has to be made by the to the lender to become a member of the lender's panel and there are increasingly strict criteria which the has to meet. Some banks now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your should contact to discover if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on 's conveyancing panel and you may continue to use your own Callington solicitors, in which case it will likely add costs, and it will likely delay the transaction as you are adding another into the mix.