How up to date is your database of Liskeard solicitors on the Barclays conveyancing panel? Do Barclays send you an updated list?
Liskeard conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.
I happen to be the sole beneficiary of my late mum's will with all property in now in my sole name, including the my former home in Liskeard. Conveyancing formalities meant that the Land Registry date was in June. I now wish to sell up. I understand that there is a CML 6 month 'rule', meaning my property ownership may be treated the same way as though I had purchased the house in June. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. many lenders would take a pragmatic view as this requirement is primarily there to pick up on subsales or the wholesaling and assigning of property.
After much negotiation I have agreed a price on an apartment in Liskeard. My mortgage broker suggested a property lawyer. I paid an on account payment of £150. A couple of days later, the conveyancer contacted me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
RBS have agreed my home loan in principle, my offer on a apartment in Liskeard has been agreed to, what are the next steps?
Your property agent will need to be informed of your property lawyer's details (be sure the solicitors are on the lender’s approved list). Contact RBS or your financial adviser and finalise any appropriate forms. RBS will sellect a valuer who will get in touch with the selling agent or seller to book an appointment. Once conducted (assuming no problems) it takes approximately a fortnight to receive the mortgage offer. RBS will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Liskeard.
It has been five months since my purchase conveyancing in Liskeard concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
What does commercial conveyancing in Liskeard cover?
Liskeard conveyancing for business premises covers a wide range of guidance, supplied by regulated solicitors, relating to business premises. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
My estate agent has suggested using their property lawyer for my conveyancing in Liskeard - won’t it be better to just use them?
It is worth checking if the selling agent is recommending a conveyancer or introducing to a lawyer. There are plenty of Liskeard estate agents who recommend two or three Liskeard conveyancing firms and get nothing from it.