My mortgage broker requires my Looe lawyer’ panel member for the Lloyds conveyancing panel. Can you suggest how I obtain this. I have contacted my local Looe office but they have not got back to me yet.

You are best placed to get this information from your Looe lawyer . Most Looe law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

In the event thatI were to purchase a straightforward propertyin Looe mortgage fee and have no survey and no local authority searches how much could I expect to to save on my conveyancing in Looe?

Any savings you would achieve would be limited to the costs for searches. Your property lawyer is obliged to do the vast majority of work - money laundering, correspond with the vendors property lawyer, SDLT return, register the title etc. You might save a bit for them not needing to register a charge however it won't be a lot.

I had intended to instruct a property lawyer in Looe for our house move. Our financial adviser has since notified us that our mortgage lenders Nationwide Building Society won't deal with them. Why is this not regarded as unduly restrictive?

A bank will insist on an approved solicitor act for it. You would be liable to bear the charges for this. Please make use of our database to choose a solicitor to conduct conveyancing in Looe on the Nationwide Building Society approved list of solicitors.

The deeds to my property are lost. The solicitors who dealt with the conveyancing in Looe 10 years ago have long since closed. What are my options?

Gone are the days when you need to hold title original deeds to evidence that you own the land or property, as the Land Registry have everything they need in a digital format.

I'm buying my first flat in Looe with a loan from Virgin Money. The builders would not reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent advised me not reveal to my lawyer about this deal as it will jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.