Can I use your services to find a Conveyancing solicitor in Looe even where I’m not purchasing or disposing of a house, for instance if I wish to acquire a shop in Looe with a loan from Alliance & Leicester ?
Our comparison service is primarily there to help choose residential conveyancing solicitors in Looe but we have set out at the bottom of this page a selection of Looe commercial conveyancing firms. You should enquire with the solicitors directly to check if they can also act for Alliance & Leicester
We are hoping to buy a newly converted flat in Looe with a residential mortgage from The Royal Bank of Scotland.We have a Looe conveyancing solicitor but The Royal Bank of Scotland informed us he's not listed on their "panel". We have to appoint a The Royal Bank of Scotland panel firm or keep our preferred solicitor and fork out for a The Royal Bank of Scotland panel lawyer to act for them. This seems very unfair; is there anything we can do?
No, not really. The mortgage offered to you contains terms and conditions, one of which will be that conveyancers needs to be on the The Royal Bank of Scotland approved list. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for The Royal Bank of Scotland
How does conveyancing in Looe differ for newly converted properties?
Most buyers of new build property in Looe approach us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Looe typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Looe or who has acted in the same development.
As co-executor for the estate of my uncle I am disposing of a house in Cardiff but reside in Looe. My conveyancer (based 235 kilometers awayhas requested that I sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing lawyer in Looe who can witness this legal document for me?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are based in Looe
I pay a service charge for my property in Looe. Due to redundancy and personal issues I fell into arrears with payments. I negotiated a settlement schedule but there is still two outstanding at the current time.
I now wish to dispose of the property and I am panicking this can hold me back if I have to pay off the arrears first. Do I have to settle before - is this practicable?
Do clarify with the conveyancing practitioner carrying out your Looe conveyancing but one option could be to arrange for the outstanding amount to be attributed to the buyers. The final price due would be adjusted to reflect the amount of debt they take on. They would then deal with the outstanding monies once they are the owners.