Is it possible for conveyancing in Crabtree to be completed in under 10 days?
In the event that you are under pressure to sign contracts it is highly recommended that your lawyer is familiar with the area as they will make use of local relationships and knowledge. It is even conceivable that they could have conducted previoushouses in the same street. Therefore consider using a Crabtree conveyancing firm. Second, double check that the lawyer is on the lender panel. It is understood that 18% of Crabtree conveyancing transactions are suspended or derailed after discovering a purchaser’s lawyer was not on their banks list of approved solicitors. This can often result in the legal process being delayed by as much as three weeks. It is said that this issue affects approximately one hundred thousand home sales annually. Most Crabtree conveyancing practices can not represent certain lenders so do check at the outset.
It is a dozen years since I acquired my property in Crabtree. Conveyancing solicitors have just been instructed on the sale but I am unable to find my title documents. Will this cause complications?
Don’t worry too much. First the deeds may be with the lender or they may still be with the solicitor who handled the purchase. Secondly in all probability the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring up to date copy of the land registers. Most conveyancing in Crabtree involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
My grandfather passed away last year and as sole heir and executor I was left the house in Crabtree. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to HSBC, pay off the mortgage. Is this possible?
Given you intend to re-mortgage then HSBC will insist on your using a conveyancer on the HSBC conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your HSBC conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the HSBC mortgage is registered as a charge at the Land Registry.
I used Arc property Solicitors several years past for my conveyancing in Crabtree. I now require my file but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Crabtree of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My husband and I are FTB’s - had an offer accepted, but the estate agent informed us that the owners will only proceed if we instruct the agent's preferred lawyers as they want a ‘quick sale’. We would rather use a local solicitor with experience of conveyancing in Crabtree
It is unlikely the owners are behind this. If they desire ‘a quick sale', turning down a motivated buyer is likely to cause more damage than good. Bypass the agents and go straight to the sellers and make the point that (a)you are motivated purchasers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you are going to use your own,trusted Crabtree conveyancing solicitors - rather thanthe ones that will provide the estate agent a kickback or hit his conveyancing figures pre-set by head office.