Find a Plymstock Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Plymstock? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Plymstock transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Plymstock conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Plymstock

I am assisting my step-mother sell her property in Plymstock. Does the solicitor arrange the energy performance certificate or it is for the owner to see to?

Following the demise of HIPs, EPC’s was left as a mandatory element of moving property. An EPC must be commissioned in advance of the property being marketed. This is not as aspect of the sale process that solicitors ordinarily arrange. Where you are using a Plymstock conveyancing solicitor they might help arrange EPC’s given their relationships with reputable local energy assessors

A relative informed me that in buying a property in Plymstock there may be a number of restrictions prohibiting external alterations to a property. Is this right?

There are a number of properties in Plymstock which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Plymstock should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

The mortgage over my property is with RBS for my property in Plymstock. Conveyancing has been completed some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform RBS?

Your original mortgage agreement with RBS will provide that you need their approval before renting your property as this is likely to be a breach of RBS’s mortgage conditions. It may be that RBS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. You need not do this via a RBS conveyancing panel lawyer.

I require fast conveyancing in Plymstock as I am faced with an ultimatum to exchange contracts in less than 4 weeks. Thankfully I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?

If.Given you are not taking a mortgage you have the choice not to do searches although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in Plymstock the following are examples of issues that can crop up and adversely impact market value: Refused Planning Applications, Overdue Charges, Outstanding Grants, Railway Schemes,...

Due to the advice of my in-laws I had a survey completed on a house in Plymstock prior to retaining conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies tend not issue a mortgage on this type of home.

It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Plymstock. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Plymstock to see if the conveyancing costs will increase in light of this.

How easy is it to use the search facility to get a fee calculation from a conveyancing practitioner in Plymstock on the approved list for my bank?

First choose a lender such as Accord Mortgages Ltd, Coventry Building Society or TSB then specify your preferred area for instance Plymstock. Conveyancing practices in Plymstock and beyond should be shown.

In my capacity as executor for the will of my aunt I am selling a property in Neath but I am based in Plymstock. My solicitor (based 260 kilometers awayneeds me to execute a statutory declaration prior to completion. Can you recommend a conveyancing solicitor in Plymstock to attest this legal document for me?

Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Plymstock based

Last updated

Find out more about how flying freehold can affect your the value of a property.