Finally the sale completed on my house in Camden Town last September but the buyer keeps calling every few hours complaining that her solicitor needs to hear from mine. What are the post completion sale legalities following completion?
Post completion of your disposal your lawyer should deliver the transfer documentation and all additional paperwork to the purchaser's solicitors. Where relevant, your lawyer should also confirm that the mortgage has been paid off to the buyers lawyers. There are no post completion tasks just for conveyancing in Camden Town.
I am purchasing a property in Camden Town. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?
As your lender is Barclays your lawyer must comply with the formal requirements contained in Section 2 of UK Finance Lenders’ Handbook for Barclays. The CML Handbook sets out minimum specifications for solar panel roof-space leases, and lawyers are required to report to Barclays where a lease does not meet these conditions. The specifications relate to the installation of panels on properties nationwide and is not isolated to Camden Town.
I am currently in the process of buying my council flat in Camden Town. I have a mortgage offer with Skipton. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
I have a mortgage with Aldermore for my property in Camden Town. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Aldermore?
Aldermore must be informed of your intention before letting out your property as this is likely to be a breach of Aldermore’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Aldermore directly. It should not be necessary to do this via a Aldermore conveyancing panel lawyer.
The deeds to our house can not be found. The lawyers who dealt with the conveyancing in Camden Town 5 years ago are no longer around. What are my next steps?
Nowadays there are copies made of almost everything, and your conveyancer should be aware exactly where to look for all the relevant paperwork so you may buy or sell your house without any difficulty. If duplicates can’t be located, your lawyer can arrange cover in the form of insurance or indemnities against future claims on the property.
In my capacity as executor for the will of my aunt I am selling a property in Cardiff but I am based in Camden Town. My lawyer (based 200 kilometers awayneeds me to execute a stat dec ahead of completion. Could you suggest a conveyancing solicitor in Camden Town to attest and place their company stamp on the document?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Camden Town based
All being well we will complete the sale of our £350,000 maisonette in Camden Town next Thursday. The landlords agents has quoted £396 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge an administration fee for a leasehold conveyance in Camden Town?
Camden Town conveyancing on leasehold flats often requires the buyer’s solicitor sending questions for the landlord to address. Although the landlord is not legally bound to address these enquiries the majority will be content to do so. They may charge a reasonable charge for responding to enquiries or supplying documentation. There is no set fee. The average costs for the information that you are referring to is over three hundred pounds, in some situations it is in excess of £800. The management information fee demanded by the landlord must be accompanied by a summary of entitlements and obligations in respect of administration charges, otherwise the charge is not strictly payable. Reality however dictates that one has no choice but to pay whatever is requested of you if you want to exchange contracts with the buyer.
I have attempted and failed to negotiate with my landlord to extend my lease without success. Can the Leasehold Valuation Tribunal decide on such issues? Can you recommend a Camden Town conveyancing firm to represent me?
Absolutely. We can put you in touch with a Camden Town conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Camden Town residence is Flat 120, Clare Court Judd Street in August 2013. the Tribunal held that the premium to be paid for the extension of the lease should be £64,650 This case related to 1 flat. The unexpired term was 62.79 years.