My grandfather passed away six months ago and as sole heir and executor I was left the house in Gospel Oak. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this possible?

Where you intend to refinance then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.

Due to the input of my in-laws I had a survey completed on a house in Gospel Oak prior to retaining solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some lenders tend refuse to grant a mortgage on this type of house.

It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Gospel Oak. Conveyancing will be smoother if you use a solicitor in Gospel Oak especially if they regularly deal with such properties in Gospel Oak.

My husband and I are first time buyers - agreed a price, but the selling agent has warned us that the vendor will only proceed if we instruct the agent's preferred lawyers as they need a ‘quick sale’. Our preferred option is to instruct a family solicitor with experience of conveyancing in Gospel Oak

We suspect that the owner is unaware of this ultimatum. If they desire ‘a quick sale', alienating a genuine purchaser is not the way to achieve this. Speak to the owners direct and make the point that (a)you are motivated buyers (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you are going to use your preferred Gospel Oak conveyancing firm - rather thanthe ones that will give their negotiator at the agency a kickback or meet his conveyancing figures pre-set by HQ.

My wife and I purchased a leasehold flat in Gospel Oak. Conveyancing and Virgin Money mortgage went though with no issue. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1992. The conveyancing practitioner in Gospel Oak who acted for me is not around. Do I pay?

First make enquiries of the Land Registry to be sure that this person is indeed the new freeholder. You do not need to instruct a Gospel Oak conveyancing firm to do this as it can be done on-line for £3. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can a leaseholder make an application to the Leasehold Valuation Tribunal? Can you recommend a Gospel Oak conveyancing firm to help?

Where there is a absentee freeholder or if there is dispute about the premium for a lease extension, under the relevant statutes you can apply to the LVT to decide the price payable.

An example of a Lease Extension case for a Gospel Oak premises is Flat 2 27 Mackeson Road in December 2012. The Tribunal assessed the value of the lease extension premium at £35,435 and rounded the figure to £35,500 This case affected 1 flat. The unexpired term was 64.77 years.

I am buying a flat mortgage free. My lawyer has been handed with 2 separate proof of photographic identification, bank statement, endless utility bills. Now he requires a copy from a probate lawyer stating that the money is in order and that it has come from inheritance and not via illegitimate means.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Gospel Oak conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.