I plan on purchasing a maisonette in Chalk Farm. My lawyer is not on the mortgage company conveyancing list. Am I still permitted to continue with my Chalk Farm conveyancing solicitor even though they are not on the bank list of approved lawyers?
One will need to instruct a solicitor to complete the formalities if you require a mortgage to purchase your home. The solicitor will conduct all the appropriate due diligence on the property, ensuring that you’re properly registered as the owner and ensure that all the required mortgage documentation is in order. One may select a Chalk Farm lawyer of your choice. Nevertheless, if the lawyer appointed is not a member of the bank solicitor panel further charges will arise as separate legal representation will be required by them. Conveyancing panel applications may be submitted, so provided your conveyancer has not historically sought membership they should take the chance to apply.
I am in the process of mortgaging my home in Chalk Farm, does my lawyer need to be on the Nationwide Conveyancing panel?
In theory, you could use a solicitor that is not on the Nationwide conveyancing panel, but Nationwide would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Chalk Farm?
There are two types of lawyers who can do conveyancing in Chalk Farm namely CLC regulated conveyancers or solicitors. Both professionals provide the legal services that you need to complete the sale or purchase of property. Both are obliged to perform Chalk Farm conveyancing on similar standards and guidelines so you can be safe in the knowledge that your conveyancing will be professionally conducted and that the requisite steps will be appropriately taken.
My wife and I buying a terrace house in Chalk Farm. Our aim is to convert the garage to an office at the property.Will the conveyancing process include investigations to see if these works are permitted?
Your property lawyer will check the deeds as conveyancing in Chalk Farm will occasionally reveal restrictions in the title deeds which prevent certain alterations or require the permission of a 3rd party. Certain works require local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
I have today made my last payment due on my mortgage with Leeds Building Society. I assume I don't need a Chalk Farm conveyancing practitioner on the Leeds Building Society panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
I am selling our property in Chalk Farm and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street Chalk Farm conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed a national conveyancing practice rather than a conveyancing solicitor in Chalk Farm. We have lived in Chalk Farm for many years we know of no issue. Should we get in touch with our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I have recentlybeen informed that Stirling Law have closed. They conducted my conveyancing in Chalk Farm for a purchase of a leasehold flat 9 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?
The quickest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chalk Farm conveyancing specialists.