Will my conveyancing lawyers need to check that the building insurance when buying a house in Kentish Town. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/3/2026, the requirements read as follows :
My wife and I are buying a property in Kentish Town. It might be a silly question but how we can trust a lawyer? On completion day we have to deposit money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
It is unclear whether my bank requires a lease extension. I have called my Kentish Town building society branch on numerous occasions and was reassured it wasn't a problem and they would lend. My Kentish Town conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they would not lend in accordance with their specific requirements. I have no idea who is right.
Provided that the conveyancer is on the lender panel, she or he must follow the CML Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I have finally had an offer on a flat in Kentish Town agreed to, but there is a chain. The sellers have offered on a flat, but it’s not been accepted yet, and have viewings of other properties in the pipeline. I have chosen a high street conveyancing solicitor in Kentish Town. What do I do now? When should I get the mortgage application with Bank of Ireland going?
It is usual to have concerns where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of one thousand pounds, then valuation, Kentish Town conveyancing search costs, etc). The first course of action is to ensure that your conveyancing practitioner is on the Bank of Ireland approved list. Regarding the next steps this very much depends on the uniqueness of your case, motivation for the property and on the state of the market. During a hot market some purchasers will apply for the mortgage with Bank of Ireland and pay for the valuation and only if it comes back ok would they request their conveyancer to press on with the conveyancing in Kentish Town.
My wife and I are selling our house in Kentish Town and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A high street Kentish Town conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed a web based conveyancing outfit rather than a conveyancing solicitor in Kentish Town. Having lived in Kentish Town for many years we know that this is a non issue. Should we get in touch with our local Authority to seek clarification need.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I have been on the look out for a flat up to £235,500 and identified one near me in Kentish Town I like with a park and transport links nearby, the downside is that it only has 52 remaining years left on the lease. I can't really find anything else in Kentish Town for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of twenty four months you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.
Are there any apps to assist me to identify a Kentish Town solicitor on the Halifax conveyancing panel? I have wheels and am prepared to travel upto 10kilometers to meet the conveyancer.
You can use the tool on this website. Please choose the lender and your location and you will see a number of Kentish Town conveyancing lawyers based on proximity. We have listed some Kentish Town conveyancing firms at the bottom of this page and you can telephone them to verify whether they are on the Halifax panel