My wife and I have recently appointed a conveyancing solicitor in Kentish Town. I I am struggling to find out whether they are on the Nationwide Building Society conveyancing panel. Could you assist?

The first thing to do is contact your conveyancer and enquire whether they are on the lender panel. Alternatively you should call Nationwide Building Society who may be able to assist.

What is the difference between a licensed conveyancer and conveyancing solicitor in Kentish Town

Two types of professional can execute conveyancing in Kentish Town namely CLC regulated conveyancers or solicitors. Both professionals provide the legal services that required to complete the disposal or purchase of property. They are both required to perform Kentish Town conveyancing on similar standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally conducted and that all necessary procedures should be appropriately taken.

I happen to be the only beneficiary of my late grandmother’s estate and I have everything in my name alone, including the my former home in Kentish Town. The Kentish Town property was put into my name in July. I want to move. I do know about the CML six month 'rule', which means that my property ownership may be treated the same way as though I had purchased the property in July. Do I have to wait 6 months to sell?

The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be caught by that. How sensible a view banks take of it, depend on the bank as this clause is primarily there to pick up on subsales or the flipping of properties.

Is it the case that all Kentish Town CQS (Conveyancing Quality Scheme) solicitors are on the Coventry BS conveyancing list of approved firms?

Some major lenders now make use of the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.

I need some expedited conveyancing in Kentish Town as I am faced with a deadline to complete within one month. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?

If.Given you are not getting a home loan you have the choice not to have searches carried out although no lawyer would advise that you don't. Drawing on our experience of conveyancing in Kentish Town the following are examples of issues that can show up and adversely affect market value: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Road Schemes,...

I'm buying a new build house in Kentish Town with a mortgage from Aldermore. The sellers refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not inform my lawyer about the extras as it will jeopardize my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is planning permission needed to convert a house into two appartments in Kentish Town? This has been done to a property opposite to my home in Kentish Town and was not aware of it happening until the works were done.

Planning consent is necessary for converting a single house in Kentish Town into apartments but possibly not for reverting once again to single dwelling-house so, simply put, yes.