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Find a Cockermouth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cockermouth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cockermouth home move at risk of delay or failure.

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Recently asked questions about conveyancing in Cockermouth

Having been told to check out your service we were going to use a conveyancing solicitor in Cockermouth endorsed using your comparison tool but have come across alternative quotes via the web seem cheaper – how come?

There are many firms of conveyancing organisations offering theoretically looks to be cut price. Our advice is to give due consideration about how important this transaction is to you that want to take 'cheap' risks with regard to the standard of the legal work. Many of them list a low quote as a headline but plant additional fees in the fine print..

The owners have very brash sellers who has insisted on a exclusivity contract with a down payment two thousand pounds. Are such agreements sensible?

This kind of preliminary agreement isn't frequently used in Cockermouth, conveyancers will often encourage clients away from them as they detract from focusing on the primary focus, namely conveyancing and if you end up having your deposit forfeited then the solicitor at best left with an upset client and at worst a litigious one. In addition, there is no assurance that just because the owner has entered into an exclusivity agreement they will sell to you. They may be motivated to break the contract if they receive a big enough incentive to do so because an aggrieved purchaser with the benefit of a lockoutcontract will still have to establish consequential losses from the breach and this may not equalise the financial benefit that the owner may gain by reneging on the contract, however morally shameful the behaviour is.

The Cockermouth conveyancing solicitors that just started acting on my house acquisition in Cockermouth have suddenly shut down. They were on acting for me because I needed a firm on the Yorkshire BS conveyancing panel and my preferred Cockermouth lawyer was not. I paid them funds on account. What are my options?

If you have an estate agent involved then let them know immediately so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Yorkshire BS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.

Should I appoint a Cockermouth conveyancing practitioner who is local to the property I am hoping to buy? I have an old university friend who can deal with the legal work however his firm is located 200miles drive away.

The benefit of a high street Cockermouth conveyancing practice is that you can drop in to sign paperwork, deliver your identification documents and pester them if necessary. Having local Cockermouth know how is a benefit. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and in the main were happy that should outweigh using an unfamiliar Cockermouth conveyancing solicitor solely due to them being local.

I have just had an offer accepted on an apartment in Cockermouth and the estate agent that we are using suggested his lawyer. He quoted £800 excluding VAT and disbursements. Does this sound expensive?

You should not rely on a single estimate. One should obtain like-for-like quotes for your conveyancing in Cockermouth. Then pick one that you are comfortable with and just as important, is on the approved panel of the bank that you have applied for a mortgage from.

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