My mortgage broker requires my Cockermouth law firm’s panel reference for the Nationwide conveyancing panel. What is the best way to obtain this. I have e-mailed my local Cockermouth office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Cockermouth property lawyer . They keep a central record lender panel numbers.
I am considering refinancing my home in Cockermouth, does my lawyer have to be on the Nottingham Solicitor panel?
In theory, you could use a solicitor that is not on the Nottingham conveyancing panel, but Nottingham would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I require quick conveyancing in Cockermouth as I am faced with pressure to exchange contracts inside one month. Thankfully I do not need a mortgage. Can I escape the need for conveyancing searches to save money and time?
If.Given you are are a cash buyer you are at free not to have searches carried out although no lawyer would recommend that you don't. With lots of history conveyancing in Cockermouth the following are examples of issues that can appear and therefore impact market value: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
I opted to have a survey done on a property in Cockermouth in advance of appointing solicitors. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some banks may refuse to grant a loan on this type of property.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cockermouth. Conveyancing may be slightly more expensive based on your lender's requirements.
What can I do to establish who owns a house in Cockermouth?
On the basis that the premises is registered with the Land Registry, and you have requisite specifics of the address of the premises, you will be able to see details from the HMLR of the recorded proprietor for a fee.