I am not in a position to travel far from Moor Row. Is there a reason why all Moor Row solicitors are not on all lender panels?
Mortgage companies point to the fact that solicitor-led fraud is considered to be responsible for millions of pounds of fraud every year.The dismissal of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its outcome included recommendations for lending institutions to review their conveyancing panels, which kicked off a major policy change in the sector. This resulted in lenders purging a number of firms from their panel of approved conveyancers .
We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would prefer to instruct a local conveyancing solicitor in Moor Row?
Do check but the chances are that allocate you one of their panel lawyers if you accept the "fee-free" deal. Speak to the lender to check if they allow a cash alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor near Moor Row.
I require fast conveyancing in Moor Row as I am under a deadline to sign on the dotted line within 3 weeks. Luckily I do not require a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?
If.Given you are are a cash buyer you are at liberty not to have searches conducted although no solicitor would advise that you don't. With plenty of history conveyancing in Moor Row the following are instances of issues that can crop up and adversely impact future saleability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
Me and my brother own a renovated Georgian property in Moor Row. Conveyancing practitioner acted for me and Halifax. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Moor Row and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing solicitor who conducted the purchase.
Been on the hunt for a conveyancer for leasehold sale conveyancing in Moor Row. I'm selling, uncomplicated no mortgage to discharge, no rush, no onward chain. Had an estimate from a conveyancer for £1000 excluding VAT which is a tad expensive considering its so straightforward. Can I pay less for conveyancing in Moor Row?
Given that it’s a sale only, £500 + VAT would be about the cheapest for a Moor Row solicitor firm.