It is 10 years ago since I bought my house in Moor Row. Conveyancing lawyers have just been retained on the sale but I can't find my title deeds. Is this a major issue?
Don’t worry too much. Firstly there is a chance that the deeds will be retained by the mortgage company or they could stored with the conveyancers who oversaw your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring up to date copy of the land registers. Almost all conveyancing in Moor Row involves registered property but in the unlikely event that your home is not registered it is more of a problem but is not insurmountable.
My grandmother passed away last year and as sole heir and executor I was left the house in Moor Row. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Principality, pay off the mortgage. Is this possible?
If you intend to re-mortgage then Principality will require that you use a conveyancer on the Principality conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Principality conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Principality mortgage is registered as a charge at the Land Registry.
What does commercial conveyancing in Moor Row cover?
Moor Row conveyancing for business premises incorporates a wide array of services, supplied by regulated solicitors, relating to business property. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
Am I better off to choose a Moor Row conveyancing solicitor in close proximity to the house I am hoping to buy? An old friend can carry out the conveyancing but they are based a couple of hundredkilometers drive away.
The benefit of a local Moor Row conveyancing firm is that you can attend the office to execute paperwork, deliver your identification documents and apply pressure on them where appropriate. They will also have local knowledge which is a bonus. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and they were impressed that should surpass using an unknown Moor Row conveyancing solicitor just because they are round the corner.
I would like to let out my leasehold apartment in Moor Row. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for permission?
The lease dictates relations between the landlord and you the flat owner; specifically, it will say if subletting is not allowed, or permitted but only subject to certain caveats. The accepted inference is that if the lease contains no expres ban or restriction, subletting is permitted. The majority of leases in Moor Row do not contain strict prohibition on subletting – such a provision would undoubtedly devalue the flat. Instead, there is usually a basic requirement that the owner notifies the freeholder, possibly sending a copy of the sublease.
Moor Row Leasehold Conveyancing - A selection of Queries before buying
Who is in charge of the block? This question is useful as a) areas could result in problems in the building as the common areas may begin to deteriorate if repairs remain unpaid b) if the tenants have a dispute with the running of the building you will want to have all the details