I am helping my sister sell her flat in Moor Row. Will the solicitor commission the EPC or should I organise this?
Following the demise of HIPs, energy assessments was left as a mandatory part of selling a house. An energy assessment must be to hand prior to the property being marketed. This is not a task that law firms ordinarily arrange. If you are using a Moor Row conveyancing lawyer they might help arrange energy assessments due to their contacts with reputable Moor Row energy assessors
Is it the case that all Moor Row CQS (Conveyancing Quality Scheme) solicitors are on the RBS conveyancing panel?
It is true that some lenders now use CQS as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
My husband and I have arranged a further advance on our mortgage from Coventry BS as we wish to carry out alterations to our property in Moor Row. Are we obliged to appoint a local Moor Row solicitor on the Coventry BS conveyancing panel to deal with the legals?
Coventry BS don't usually require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS list.
Due to the encouragement of my in-laws I had a survey completed on a house in Moor Row in advance of appointing solicitors. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some lenders will not give a mortgage on such a property.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Moor Row. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Moor Row to see if the conveyancing costs will increase in light of this.
My step-father has suggested that I use his conveyancers in Moor Row. Should I choose my own property lawyer?
Much as we are happy to recommend a Moor Row conveyancing lawyer the ideal way to find a conveyancing practitioner is to seek guidance from friends or relatives who have used the solicitor you're contemplating using.
I am looking at a two apartments in Moor Row which have approximately fifty years remaining on the lease term. Do I need to be concerned?
A lease is a legal document that entitles you to use the property for a prescribed time frame. As the lease shortens the saleability of the lease deteriorates and results in it becoming more costly to extend the lease. This is why it is often a good idea to extend the lease term. More often than not it is difficult to sell a property with a short lease because mortgage companies may be reluctant to lend money on such properties. Lease extension can be a protracted process. We advise that you get professional assistance from a solicitor and surveyor with experience in this area.
Moor Row Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to buying
Are there any major works in the planning that will increase the service charges? In the main the cost for major works tend not to be included within maintenance charges, albeit that a few managing agents in Moor Row obliged leasehold owners to contribute towards a sinking fund created for the specific intention of building a fund for major works. Is there a share of the freehold?
At long last our conveyancing in Moor Row completes on Friday, but the people I am purchasing off wishes to vacate the next day at noon. Should I agree to such a plan?
Where you need a bank loan then your conveyancer will insist that the premises arevacant on Friday - the mortgage company will compel it.