I require conveyancing for an apartment in a relatively new development (five years built) in Seascale and Sellafield. Almost all the appartments have already been occupied. Is it strictly necessary to order neighbourhood searches for my conveyancing in Seascale and Sellafield?
You would be putting yourself at risk in failing carrying out Seascale and Sellafield conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal necessity to have them, but we would strongly advise in no uncertain terms that you have them. Where time pressures and expenses are primary concerns you should discuss with your solicitor about the viability of search insurance
I am refinancing my home in Seascale and Sellafield, does my lawyer have to be on the Lloyds Solicitor panel?
There is nothing to stop you using your solicitor, but Lloyds will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, chain free conveyancing. Seascale and Sellafield is the location of the property. Can you shed any light on this issue?
Flying freeholds in Seascale and Sellafield are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Seascale and Sellafield you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Seascale and Sellafield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm converting the mortgage on my primary house to a BTL mortgage with Nottingham Building Society and I will use the ballance of the raised equity towards further house. The area we are interested in is Seascale and Sellafield. Will your conveyancers be able to act for the two lenders and tie in the transactions?
Do use our search tool on this site to check that the conveyancers are approved by both mortgage companies. Assuming that they are your lawyer will be able to tie up the two conveyancing matters but you should talk with you conveyancer and communicate your desired outcome and requirements.
I am using a search engine for the term conveyancing in Seascale and Sellafield it brings up numerous property lawyersin the area. With so much choice what is the best way to find the right conveyancer for the sale of my house?
The best method of finding the right conveyancer is via trusted referral, so ask friends and relatives who have acquired a property in Seascale and Sellafield or a local estate agent or financial adviser. Charges for conveyancing in Seascale and Sellafield vary, so it's advisable to request at least four costs illustrations from different property lawyers. Be sure to secure confirmation that the fees are fixed.