I have 71 years remaining on my lease and require a lease extension for my apartment in Ravenglass. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 24/9/2025 the requirements read as follows :

We are buying a house in Ravenglass. It might be a silly question but how we can trust a lawyer? On completion day we will need to send funds into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I had a mortgage agreed in principle with Co-operative. Ravenglass conveyancing solicitors were appointed. How long does it take for Co-operative to forward the offer to the solicitor?

There is no definitive answer here. Have Co-operative conducted the survey? Have you informed Co-operative as to your lawyers' details and checked that your lawyers are on the Co-operative conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I can not work out if my mortgage offer requires a lease extension. I have telephoned my Ravenglass bank branch on numerous occasions and was told it does not impact the mortgage offer and they will lend. My Ravenglass conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they will not lend based on their published requirements. Who do I believe?

Provided that the conveyancing practitioner is on the bank panel, she or he must comply with the Council of Mortgage Lenders’ Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am purchasing a house and the lawyer has referenced Chancel Repair to which the property may be obligated to pay given it’s proximity to the area of such a church. He has mentioned insurance. Is this really required for conveyancing in Ravenglass

Unless a previous acquisition of the house took place after 12 October 2013 you can take it that lawyers delivering conveyancing in Ravenglass to remain encouraging a chancel search and or chancel repair liability policy.

About to purchase a new build apartment in Ravenglass. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Ravenglass

There must be mutual enforceability of lessee’s covenants. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

Over the last few months I have been searching for a leasehold apartment up to £195,000 and identified one near me in Ravenglass I like with a park and railway links nearby, the downside is that it only has 52 remaining years left on the lease. There is not much else in Ravenglass suitable, so just wondered if I would be making a mistake acquiring a short lease?

Should you require a home loan the shortness of the lease may be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this.