I am expecting a mortgage with Santander. I intend to retain the legal services of a Licensed Conveyancer in Millom. Does the Santander Conveyancing panel include Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
My wife and I are selling our home in Millom and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A high street Millom lawyer would know that there is no such problem. For the life of me I don't know why the buyers used a nationwide conveyancing firm rather than a conveyancing solicitor in Millom. Having lived in Millom for 5 years we know that this is a non issue. Should we get in touch with our local Authority to seek confirmation that there is no issue.
It would appear that you have a conveyancing solicitor already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I have a renovated Georgian house in Millom. Conveyancing solicitor represented me and Yorkshire Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold under the exact same address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Millom and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing practitioner who conducted the conveyancing.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a simple, chain free conveyancing. Millom is the location of the property. What do you suggest?
Flying freeholds in Millom are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Millom you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Millom may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am using a search engine for the phrase cheap conveyancing in Millom it shows results of numerous conveyancersin the vicinity. How do I determine which is the right solicitor for me?
The preferential way of finding the right conveyancer is via trusted referral, so ask colleagues and family who have bought a property in Millom or the reputable estate agent or mortgage broker. Charges for conveyancing in Millom differ, so it's sensible to secure a minimum of three quotes from different conveyancers. Dont forget to clarify what costs in the quote includes.