IfI was to buy a simple residential housein Coniston mortgage fee and dispense with a survey and no local authority searches how much would I expect to have to pay for conveyancing in Coniston?

The only saving you would achieve is the Coniston conveyancing searches. Your lawyer still got to do everything else - money laundering, liaising with the sellers conveyancer, stamp duty return, register the ownership etc. A slight saving might be made by not needing to register a charge but it won't be meaningful.

What is the first thing I need to know concerning purchase conveyancing in Coniston?

You may not hear this from too many lawyers but conveyancing in Coniston and elsewhere in Cumbria is often a confrontational process. Put another way, when it comes to conveyancing there exists an abundance of opportunity for conflict between you and other parties involved in the house moving process. For instance, the vendor, estate agent and on occasion the lender. Choosing a solicitor for your conveyancing in Coniston should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the legal process whose responsibility is to act in your legal interests and to keep you safe.

Sometimes a potential adversary may attempt to convince you that it is in your interests to do things their way. As an example, the property agent may claim to be helping by suggesting your conveyancer is wrong. Or your financial adviser may try to convince you to do take action that is against your conveyancers advice. You should always trust your lawyer above all other parties in the home moving process.

three months have gone by following my purchase conveyancing in Coniston took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build flat in Coniston. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Coniston

Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.

I have been on the look out for a ground for flat up to £195,000 and identified one close by in Coniston I like with a park and railway links in the vicinity, the downside is that it's only got 49 years on the lease. There is not much else in Coniston suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you need a home loan that many years will likely be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.