It is is a decade since I acquired my home in Coniston. Conveyancing lawyers have now been retained on the sale but I am unable to locate my title documents. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a chance that the deeds will be kept by the mortgage company or they could be in the possession of the conveyancers who handled your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Most conveyancing in Coniston involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
My property lawyer in Coniston is not on the Bank of Ireland Approved Panel. Is it possible for me to retain my family solicitor even though they are not on the Bank of Ireland panel of approved conveyancing solicitors?
The limited options open to you here include:
- Carry on with your existing Coniston lawyers but Bank of Ireland will need to use a lawyer on their panel. This will inevitably rack up the total conveyancing charges and result in frustration.
- Find a new lawyer to to deal with the conveyancing, remembering to check they are Convince your solicitor to do everything within their powers to join the Bank of Ireland conveyancing panel
I am close to exchanging contracts on the sale of our property in Coniston and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A high street Coniston conveyancer would know this is not the case. For the life of me I don't know why the buyers are using an internet conveyancing outfit as opposed to a conveyancing solicitor in Coniston. Having lived in Coniston for 5 years we know of no issue. Should we contact our local Authority to seek clarification need.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
My husband and I are a fortnight into a freehold purchase having been recommend to a firm by the estate agent to execute conveyancing in Coniston. I am am starting to be frustrated with the level of service. Could you you assist me in finding new conveyancers?
A lawyer would need to be really poor to suggest replacing them. Has your mortgage offer been issued? In the event that it has you will need to advise them of the replacement lawyer and ensure the mortgage documents are re-sent. Your new conveyancer should be on the lenders panel to avoid escalating costs and frustration. That should be your first question of the new lawyers. Our search tool will assist you in finding a bank approved lawyer for your home move in Coniston
My wife and I accepted an offer on a Coniston apartment left to us seven years ago in 2011. I have over ten years conveyancing know-how and, although retired, intend to do the legal work. The buyer's lawyer has informed me that their mortgage company will not allow you to do your own conveyancing insisting the funds to be sent to a solicitor's bank account.
Lending instructions to conveyancing practitioners from all mainstream lenders specify that If the vendor is not legally represented the borrower's lawyers should check whether the bank needs to be informed so that a decision can be reached as to whether or not they are prepared to proceed.