A mortgage agreement from Santander for the remortgage of my 2 bedroom apartment is coming within the next few days. Could you propose a cheap conveyancing solicitor in Grasmere?
You are on the wrong site if you are in need of the lowest fares for conveyancing solicitors in Grasmere. We can offer you excellent value conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing brokers enticing you with £99 conveyancing in Grasmere. In your best case scenario, in going for low cost conveyancing, you will get your money’s worth and at worst you will end up paying a lot in extras and still not end up with the service required.
I have paid off my mortgage with UBS. I assume I don't need a Grasmere lawyer on the UBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
I currently have a mortgage with RBS for my property in Grasmere. Conveyancing has been completed some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform RBS?
You must advise RBS before renting your property as this is likely to be a breach of RBS’s mortgage conditions. It may be that RBS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. It should not be necessary to do this via a RBS conveyancing panel solicitor.
Intending to buy a flat in Grasmere. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Grasmere lawyer is on the Santander conveyancing panel.
I completed on my house on 7 January and my personal details is not yet on the land registry website. Need I be worried? My conveyancing solicitor in Grasmere advises it would be recorded inside ten days. Are titles in Grasmere particularly slow to register?
As far as conveyancing in Grasmere registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timescales can vary subject to the party submitting the application, whether it is in order and whether the Land registry need to notify any interested persons or bodies. As of today roughly 80% of such applications are completed in less than three weeks but occasionally there can be protracted hold-ups. Registration occurs after the purchaser is living at the premises therefore 'speed' is not usually an essential issue but where it is urgent that the the registration takes place urgently then you or your conveyancer could communicate with the Registry to express the reasoning for an expedited registration.
Given that I am about to spend £400,000 on a property in Grasmere I wish to have a conversation with the conveyancer about myhome move ahead of giving the go ahead to the firm. Is this something that you can arrange?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer due to be carrying out your property ownership legalities in Grasmere.There is no ‘factory style conveyancing’ - every client is an important person, not a case reference. The practices that we put you in touch with believe that the figure you are quoted for residential conveyancing in Grasmere should be the figure that you end up paying.
My wife and I purchased a leasehold house in Grasmere. Conveyancing and Bank of Ireland mortgage organised. A letter has just been received from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1997. The conveyancing solicitor in Grasmere who previously acted has now retired. Do I pay?
The first thing you should do is contact the Land Registry to be sure that the individual purporting to own the freehold is in fact the registered owner of the freehold reversion. There is no need to incur the fees of a Grasmere conveyancing firm to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I own a 1 bedroom flat in Grasmere, conveyancing having been completed in 1997. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding flats in Grasmere with an extended lease are worth £216,000. The ground rent is £50 levied per year. The lease ends on 21st October 2089
With just 69 years left to run we estimate the premium for your lease extension to span between £9,500 and £11,000 as well as costs.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information without first getting professional advice.