We are planning to acquire a house and require a conveyancing solicitor in Grasmere who is on the TSB conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Grasmere.
We previously instructed conveyancers locally in Grasmere on the Leeds Building Society solicitor panel. They are now charging me a supplemental sum for handling the Leeds Building Society mortgage. Is this an additional conveyancing fee set by Leeds Building Society?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your property lawyer can charge a fee for this. The charge is not set by Leeds Building Society but by your Grasmere conveyancing practitioner. Plenty of firms on the Leeds Building Society panel will levy ’dealing with mortgage’ fee but many practices include it on their overall fee.
We have a mortgage agreed in principle with UBS. Grasmere conveyancing solicitors were chosen. What is the average time that one could expect to receive a mortgage offer from UBS?
There is no definitive answer here. Have UBS completed the survey? Have you advised UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
We expect to receive a OIP from Co-operative this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Co-operative recommend any Grasmere solicitors on the Co-operative conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Grasmere solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
I am buying my first flat in Grasmere with a mortgage from Bank of Ireland. The sellers refused to move on the price so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not reveal to my lawyer about the deal as it may put at risk my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Hoping to buy a property located in Grasmere and I am already nervous. I couldn't find anything specific about Grasmere. Conveyancing will be needed in due course but do you know about the Grasmere area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Grasmere. In the meantime here are some basic statistics that we found
I am a fortnight into a freehold purchase having been referred to a firm by the local agent to carry out the conveyancing in Grasmere. I am am starting to be disappointed with the quality of service. Could you you assist me in finding new lawyers?
A lawyer would need to be very poor in order to consider changing them. Has your mortgage offer been sent? If so you need to advise them of the new conveyancer and get the loan are re-sent. The conveyancer needs to be on the lenders panel to avoid added charges and complications. That should be your first question of the new solicitors. The find a solicitor tool should assist you in finding a lender approved lawyer for your conveyancing in Grasmere