We see that you have a post code search directory listing law firms on the Clydesdale conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Lake District?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Lake District.
My uncle pointed out to me me that in purchasing a property in Lake District there could be a number of restrictions prohibiting external changes to a property. Is this right?
We are aware of anumerous of properties in Lake District which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Lake District should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it correct that all Lake District CQS (Conveyancing Quality Scheme) solicitors are on the Coventry BS conveyancing list of approved firms?
A selection of banks and building societies now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
We are getting a further advance on our home loan from Nationwide as we want to conduct renovations to our property in Lake District. Do we need to appoint a nearby Lake District solicitor on the Nationwide conveyancing panel to deal with the paperwork?
Nationwide do not ordinarily appoint firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide conveyancing panel.
I purchased a terraced Edwardian property in Lake District. Conveyancing solicitor acted for me and Leeds Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Lake District and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing lawyer who carried out the work.
About to purchase a new build flat in Lake District. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Lake District
There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
My father-in-law mentioned that before choosing a conveyancing solicitors they need approved by your mortgage company. I am novice purchaser but I have an AIP from HSBC and I already have a high street conveyancing solicitor in Lake District in place. Will Virgin Money require an approved solicitor to be selected? If so, where can I find that list for my conveyancing in Lake District?
You need to choose a solicitor that is on the Virgin Money panel. Simply ring your preferred Lake District conveyancing solicitor to check if they are on the Virgin Money panel. If they are not on the panel you have a number of alternatives available to you here:
- Proceed with your existing Lake District solicitor but Virgin Money will undoubtedly instruct a property lawyer from their approved panel. This will result in additional charges and potential frustration.
- Appoint a new conveyancer to act in the purchase, obviously checking they are on the Virgin Money conveyancing panel.
- Appeal to your property lawyer to seek to join the lender panel.