I have a decision in principle. The bank mentioned the home loan came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would much rather instruct a high street conveyancing solicitor in Lake District?
You should check but the the probability is that appoint one of their panel lawyers where you want the "fee-free" deal. Contact the bank to check if they make available a cash alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Lake District.
What does a local search inform me regarding the house my wife and I purchasing in Lake District?
Lake District conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations for example PSG The local search plays an important part in most Lake District conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your property. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who handled the conveyancing in Lake District 10 years ago are no longer around. What are my options?
As long as the title is registered the information relating to your proprietorship will be documented by HMLR under a Title Number. It is possible to perform a search at the Land Registry, identify your house and secure current copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will also normally hold a certified duplicate of the Registered Lease and again, a copy can be ordered for a small fee.
I'm remortgaging my primary home to a buy to let loan with Bank of Ireland and intend to use the remaining equity as a deposit on further house. The area we are talking about is Lake District. Will your solicitors be able to act for the two mortgage companies and tie in the transactions?
Make use of our comparison tool on this site to ensure that the lawyers are approved by both mortgage companies. Having checked that they are the conveyancer will be able to simultaneously deal with the two deals but you should have a chat with you solicitor and communicate your desired outcome and needs.
My wife and I are disposing of a Lake District bungalow we inherited 8 years ago in 2009. I have over a decades worth of conveyancing experience and, now retired, wish to carry out my own conveyancing. The buyer's property lawyer has informed me that their building society will not allow you to do your own conveyancing mandating that the funds to be sent to a solicitor's bank account.
Mortgage instructions to lawyers from all CML members state that If the vendor is not legally represented the borrower's lawyers should check whether the mortgage company needs to be told so that a decision can be reached as to whether or not they are willing to proceed.