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Recently asked questions about conveyancing in Hawkshead

I am buying a property for cash in Hawkshead. I have lived for the previous 15 years in Hawkshead. Conveyancing searches are a lot of money. Given that I have knowledge of the area and road very well must I have all the conveyancing searches?

If you not getting a mortgage, then the vast majority of the Hawkshead conveyancing searches are optional. Your lawyer will ’encourage you, perhaps strongly, that you should have searches done, but she is duty bound to take that path of encouragement . Do bear in mind; if you are likely to dispose of the house one day, it will likely be be of interest to your prospective purchaser what the searches disclose. Sometimes houses with apparent issues can still throw up detrimental search results. A competent conveyancing solicitor in Hawkshead should be able to give you some practical advice in this regard.

Should my lawyer be raising enquiries concerning flooding as part of the conveyancing in Hawkshead.

Flooding is a growing risk for lawyers dealing with homes in Hawkshead. Some people will purchase a house in Hawkshead, fully expectant that at some time, it may suffer from flooding. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Lawyers are not qualified to impart advice on flood risk, but there are a number of searches that may be carried out by the buyer or on a buyer’s behalf which can figure out the risks in Hawkshead. The standard information given to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) contains a usual question of the owner to discover whether the premises has historically flooded. If the residence has been flooded in past and is not disclosed by the vendor, then a purchaser may commence a claim for damages as a result of such an incorrect answer. The buyer’s solicitors will also carry out an enviro search. This should higlight if there is any known flood risk. If so, additional investigations should be made.

How does conveyancing in Hawkshead differ for newly converted properties?

Most buyers of new build residence in Hawkshead contact us having been asked by the seller to sign contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Hawkshead typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hawkshead or who has acted in the same development.

Over the last few months I have been searching for a leasehold apartment up to £245,000 and identified one round the corner in Hawkshead I like with open areas and railway links nearby, the downside is that it only has 61 remaining years left on the lease. There is not much else in Hawkshead in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?

If you need a mortgage that many years may be an issue. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.

We're FTB’s - had an offer accepted, yet the estate agent informed us that the owners will only move forward if we instruct their recommended conveyancers as they need a ‘quick sale’. We would rather use a family conveyancer with experience of conveyancing in Hawkshead

We suspect that the owner is unaware of this demand. Should the vendor want ‘a quick sale', alienating a genuine buyer is going to damage their objectives. Speak to the owners direct and make the point that (a)you are genuine purchasers (b)you are excited to move forward, with finances in place © you do not need to sell (d) you wish to move quickly (e)but you intend to instruct your own,trusted Hawkshead conveyancing lawyers - not the ones that will earn the estate agent a commission or meet his conveyancing thresholds set by head office.

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