A friend informed me that in buying a property in Egremont there may be a number of restrictions preventing external changes to the property. Is this right?
There are a number of properties in Egremont which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Egremont should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are buying a victorian detached house in Egremont. The intention is to an extension at the rear at the property.Will legal conveyancing on the property involve checks to see if these alterations are prohibited?
Your conveyancer will check the registered title as conveyancing in Egremont can sometimes identify restrictions in the title deeds which prevent certain alterations or need the consent of a 3rd party. Some additions need local authority planning permissions and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
I am the only beneficiary of my late father’s estate with all property in now in my sole name, including the my former home in Egremont. The Egremont property was put into my name in September. I now wish to sell up. I do know about the CML six month 'rule', meaning my proprietorship could be regarded the same way as though I had purchased the property in September. Do I have to wait 6 months to sell?
The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. How practical a view mortgage companies take of it, depend on the mortgage company as this provision primarily exists to identify subsales or the quick reselling of property.
We are purchasing a house and the lawyer has identified Chancel Repair to which the house could be obligated to pay given it’s proximity to the area of such a church. He has suggested insurance. Is this strictly necessary for conveyancing in Egremont
Unless a prior purchase of the house completed after 12 October 2013 you could expect solicitors carrying out conveyancing in Egremont to continue to recommend a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Egremont is where the house is located. Can you shed any light on this issue?
Flying freeholds in Egremont are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Egremont you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Egremont may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm converting the mortgage on my primary home to a buy to let loan with Clydesdale and intend to use the remaining equity as a down payment on a second property. The area we are talking about is Egremont. Will your lawyers be able to act for both sets of mortgage companies and link together the two deals?
Do use our search tool on this page to check that the solicitors are approved by both lenders. Assuming that they are the conveyancer should be able to connect the two deals but you should talk with you solicitor and make clear your desired outcome and requirements.
My cousin has recommend that I appoint his lawyers for conveyancing in Egremont. Should I use them?
No doubt the best way to select a conveyancing practitioner is to seek referrals from friends or relatives who have experience in using the conveyancer that you are are thinking of instructing.