2 months have elapsed since my purchase conveyancing in Frizington took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying a new build house in Frizington with the aid of help to buy. The developers would not reduce the amount so I negotiated 6k of extras instead. The sale representative told me not to tell my conveyancer about the extras as it will adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a property in Frizington prior to retaining solicitors. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies may refuse to issue a loan on this type of premises.

It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. If you e-mail us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Frizington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Frizington to see if the conveyancing costs will increase in light of this.

In what way does the Landlord & Tenant Act 1954 affect my business premises in Frizington and how can your lawyers assist?

The particular law that you refer to gives a safeguard to business leaseholders, granting the right to apply to court for a new lease and remain in occupation when the lease comes to an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and assist with commercial conveyancing in Frizington

I have just appointed agents to market my garden apartment in Frizington. Conveyancing lawyers have not yet been instructed, however I have recently had a quarterly maintenance charge invoice – Do I pay up?

The sensible thing to do is clear the maintenance contribution as normal given that all ground rent and maintenance payments should be allotted on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

I inherited a 2 bed flat in Frizington, conveyancing was carried out December 2004. How much will my lease extension cost? Comparable properties in Frizington with over 90 years remaining are worth £176,000. The ground rent is £50 invoiced annually. The lease comes to an end on 21st October 2104

With just 80 years unexpired we estimate the premium for your lease extension to span between £8,600 and £9,800 as well as plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not move forward based on this information before getting professional advice.