I purchased a freehold house in Beckermet but still invoiced for rent, why is this and what is this?

It is rare for properties in Beckermet and has limited impact for conveyancing in Beckermet but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.

I had intended to instruct a conveyancing solicitor in Beckermet for our house move. Our broker informed us that our mortgage company Platform Home Loans Ltd won't deal with them. Surely this is unfair competition?

Pre- 2008 most banks had a different appetite for risk. Almost all Beckermet conveyancing firms would have been on many mortgage company panels. The FSA in 2010 completed a thematic review into mortgage fraud which come to the conclusion: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, lenders are increasingly seeing more data from law firms about their operations and their employees as well as set certain criteria such a completing on a minimum amount of conveyancing. Many Beckermet conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Beckermet is amongst the numerous areas where the conveyancers we recommend are are approved Platform Home Loans Ltd.

About to purchase a new build flat in Beckermet. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Beckermet

Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

How does the Landlord & Tenant Act 1954 affect my commercial premises in Beckermet and how can you help?

The particular law that you refer to gives a safeguard to commercial tenants, granting the right to make a request to court for a new tenancy and remain in occupation at the end of the lease term. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and assist with commercial conveyancing in Beckermet

Should I stop the direct debit for my mortgage with Lloyds once a completion date for my sale in Beckermet has been set?

No, you must keep paying any mortgage payments to Lloyds pending the mortgage being discharged from the proceeds of sale as part of your Beckermet conveyancing.