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Find a Whitehaven Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Whitehaven? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Whitehaven transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Whitehaven conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Whitehaven

I am in the process of selling my apartment in Whitehaven and the EA has just called to say that the purchasers are changing their conveyancer. The excuse is that the bank will only engage with property lawyers on their approved list. On what basis would a major mortgage company only engage with specific solicitors rather the firm that they want to select to handle their conveyancing in Whitehaven ?

Lenders have always had an approved set of law firms they are content to work with, but in recent years big names such as Yorkshire Building Society, have considered and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for decades.

Lenders point to the increase in fraud as the reason for the cull – criteria have been stiffened as a smaller panel is easier to keep an eye on. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is hearing daily from firms that have been removed from panels. Plenty of firms do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your purchasers are unlikely to have any sway in the decision.

We are about to exchange buying a house in Whitehaven but as a result of damage from the recent storms I have was able negotiate reparation from the owner in the sum of £3k by way of a adjustment in the price. I had intended this to be addressed as part of a side agreement but Nottingham will not agree to this. Why were they notified?

The conveyancer that is on the Nottingham approved list is duty bound to disclose to Nottingham of any amendments to the purchase price. If you prohibit your solicitor to disclose the price change to Nottingham then they would have to discontinue acting for you. In addition, Nottingham and you would have to appoint a new property lawyer for your conveyancing in Whitehaven.

The estate agent has sent us the confirmation of our purchase of a new build flat in Whitehaven. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Whitehaven

    The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I have been on the look out for a ground for flat up to £235,500 and found one near me in Whitehaven I like with amenity areas and station nearby, however it only has 51 years on the lease. I can't really find anything else in Whitehaven in this price bracket, so just wondered if I would be making a mistake buying a short lease?

If you require a home loan the remaining unexpired lease term may be an issue. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.

My partner has suggested that I use his conveyancers in Whitehaven. Do I take his recommendation?

Much as we are happy to recommend a Whitehaven conveyancing lawyer the ideal way to select a conveyancing solicitor is to have referrals from friends or family who have actually experience in using the solicitor that you are considering.

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