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Find a Whitehaven Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Whitehaven? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Whitehaven transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Whitehaven conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Whitehaven

My IFA has asked me for my Whitehaven law firm’s panel member for the Santander conveyancing panel. How do I discover this. I have called my local Whitehaven office but they cant find it on their system.

The sensible thing to do is ask for this information from your Whitehaven lawyer . They keep a central record lender panel numbers.

Finally the sale completed on my house in Whitehaven last January but my buyer keeps Skype messaging me complaining that his conveyancer is waiting to hear from mine. What should have happened following completion?

Following your disposal your lawyer is obliged to send the transfer deeds and all of the paperwork to the buyer’s solicitors. If applicable, your solicitor should also confirm that the legal charge in favour of the lender has been repaid to the purchasers lawyers. There are no post completion tasks specific conveyancing in Whitehaven.

What will a local search inform me concerning the house I am purchasing in Whitehaven?

Whitehaven conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Xpress Legal The local search plays an important role in many a Whitehaven conveyancing purchase; as long as you don’t want any nasty once you have moved into your property. The search will provide data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.

The estate agent has sent us the confirmation of our purchase of a new build flat in Whitehaven. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Whitehaven

    Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

Do you have any top tips for leasehold conveyancing in Whitehaven with the aim of saving time on the sale process?

  • Much of the delay in leasehold conveyancing in Whitehaven can be bypassed if you get in touch lawyers as soon as you market your property and request that they start to collate the leasehold information which will be required by the buyers’ solicitors.
  • In the event that you altered the property did you need the Landlord’s permission? In particular have you laid down wooden flooring? Most leases in Whitehaven state that internal structural changes or addition of wooden flooring require a licence from the Landlord acquiescing to such alterations. If you fail to have the consents in place do not communicate with the landlord without checking with your lawyer before hand. If there is a history of any disputes with your landlord or managing agents it is essential that these are settled before the property is marketed. The purchasers and their solicitors will be reluctant to purchase a property where there is an ongoing dispute. You may need to swallow your pride and discharge any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the purchasers, but it is better to present the dispute as historic as opposed to unsettled. The majority of freeholders or managing agents in Whitehaven levy fees for supplying management packs for a leasehold premises. You or your lawyers should enquire as to the fee that they propose to charge. The management pack sought on or before finding a buyer, thus reducing delays. The average time it takes to obtain the necessary information is three weeks. It is the most common cause of delay in leasehold conveyancing in Whitehaven. If you hold a share in a the freehold, you should ensure that you hold the original share certificate. Organising a re-issued share certificate can be a time consuming formality and slows down many a Whitehaven conveyancing transaction. Where a reissued share is needed, do contact the company director and secretary or managing agents (if relevant) for this sooner rather than later.

I bought a leasehold flat in Whitehaven, conveyancing having been completed 5 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding flats in Whitehaven with over 90 years remaining are worth £222,000. The ground rent is £50 charged once a year. The lease ends on 21st October 2092

With just 71 years remaining on your lease we estimate the premium for your lease extension to span between £9,500 and £11,000 plus legals.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure in the absence of detailed investigations. You should not use the figures in tribunal or court proceedings. There may be additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not move forward based on this information before getting professional advice.

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