We see that you have a search directory identifying law firms on the Aldermore conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Whitehaven?
We are a listing service only for law firms wishing to communicate if they are on the Aldermore conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Whitehaven.
My uncle passed away 10 months ago and as sole heir and executor I was left the house in Whitehaven. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to HSBC, pay off the mortgage. Is this possible?
Given you intend to re-mortgage then HSBC will insist on your using a conveyancer on the HSBC conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your HSBC conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the HSBC mortgage is registered as a charge at the Land Registry.
I am helping my niece sell her property in Whitehaven. Does the conveyancing solicitor arrange an EPC or it is for the owner to coordinate?
Following the abolition of Home Packs, EPC’s became a mandatory element of moving house. An energy performance certificate needs to be commissioned before the property is advertised. It is not something that conveyancers normally arrange. If you are using a Whitehaven conveyancing lawyer they might be willing to arrange energy assessments given their contacts with reputable Whitehaven assessors
Two weeks ago we had a mortgage agreed in principle with HSBC. Whitehaven conveyancing practitioners are appointed. How long does it take for HSBC to send the offer to the solicitor?
Some lenders take longer than others. Have HSBC done the survey? Have you informed HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
At last I have had an offer on a maisonette in Whitehaven accepted, the owners do however have a tied purchase. The vendors have offered on somewhere, however it’s not been accepted yet, and are looking at other flats in the pipeline. I have instructed a local conveyancing solicitor in Whitehaven. What should be my next step? When should I get the mortgage application with Bank of Ireland going?
It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then valuation, Whitehaven conveyancing search charges, etc). First, you should check that your conveyancer is on the Bank of Ireland approved list. As to the subsequent steps this very much dictated by the uniqueness of your transaction, attraction to the property and on the state of the market. In a rising market many purchasers would apply for a home loan with Bank of Ireland and arrange for the valuation and only if it was satisfactory would they ask their conveyancer to proceed with the conveyancing in Whitehaven.
I used Wolstenholmes a few years past for my conveyancing in Whitehaven. I now require my papers but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Whitehaven of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
We're first time buyers - had an offer accepted, yet the estate agent told us that the vendor will only proceed if we appoint their chosen conveyancers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a local solicitor used to conveyancing in Whitehaven
It is highly unlikely the sellers are behind this. Should the owner require ‘a quick sale', alienating a motivated purchaser is likely to cause more damage than good. Try to communicate with the sellers directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you do not need to sell (d) you wish to move quickly (e)but you intend to appoint your own,trusted Whitehaven conveyancing firm - rather thanthose that will give the estate agent a commission or meet his conveyancing targets pre-set by head office.