My partner’s dad is a solicitor. I anticipate that I will be offered preferential rates for conveyancing, but if not, what kind of fees should I be expecting for conveyancing in Whitehaven?
Do contrast pricing. Do use our search tool on this site. You will notice that quotes do be different but service levels do differ between solicitors as is true with most professions.
Our son is in the process of securing a newly built flat in Whitehaven with a mortgage from Yorkshire BS. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Yorkshire BS conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Yorkshire BS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I have a decision in principle. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel conveyancer as I would much rather use a Whitehaven based conveyancing firm?
You should check but the chances are that give you one of their panel solicitors should you want the "fee-free" offer. Contact the mortgage company to determine if they allow a monetary alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor in Whitehaven.
I have justbecome aware that Stirling Law have closed. They carried out my conveyancing in Whitehaven for a purchase of a leasehold apartment 18 months ago. How can I be sure that my home is in my name in the name of the previous owner?
The easiest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Whitehaven conveyancing specialists.
I am on look out for some leasehold conveyancing in Whitehaven. Before diving in I would like to find out the unexpired term of the lease.
If the lease is recorded at the land registry - and most are in Whitehaven - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I purchased a basement flat in Whitehaven, conveyancing was carried out in 2011. Can you please calculate a probable premium for a statutory lease extension? Equivalent flats in Whitehaven with over 90 years remaining are worth £201,000. The average or mid-range amount of ground rent is £45 invoiced annually. The lease comes to an end on 21st October 2085
You have 65 years left to run we estimate the price of your lease extension to be between £13,300 and £15,400 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive investigations. You should not use this information in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.