I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Cleator Moor. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/5/2022, the requirements read as follows :
I am assisting my mother sell her house in Cleator Moor. Will the conveyancing solicitor commission an EPC or it is for me to see to?
After the demise of Home Information Packs, energy performance certificates was maintained a compulsory component of moving house. An energy assessment should be to hand prior to the property being advertised. It is not as aspect of the sale process that conveyancers normally arrange. Where you are instructing a Cleator Moor conveyancing lawyer they may be willing to arrange energy performance certificates due to their relationships with long established local providers
is it true that all Cleator Moor solicitor firms on the Skipton conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Skipton conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Many lenders do permit licenced conveyancers on their panel and in such a situation the practice would be regulated by the Council of Licensed Conveyancers.
I am due to exchange contracts on my apartment. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Kent Reliance are being a right pain. The Cleator Moor solicitor who is on the Kent Reliance conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Kent Reliance are requiring a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
It has been 3 months since my purchase conveyancing in Cleator Moor took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Cleator Moor differ for new build properties?
Most buyers of new build property in Cleator Moor contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is completed. This is because developers in Cleator Moor usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cleator Moor or who has acted in the same development.
My business partner and I are hoping to take over a lease of an office on the high street. Can you recommend conveyancers offering competitive fees for commercial conveyancing in Cleator Moor for below £1,200?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Cleator Moor, including the sale and purchase of businesses as well as simply property. Whether you are intending to acquire or lease a shop, pub, restaurant, office, retail premises or a whole business we can find you the right solicitor. As for the fees these will vary based on the structure and nuances of the proposed transaction. Please provide us with your contact information or email so as to enable us to furnish you with a detailed commercial conveyancing calculation.