My husband and I are purchasing a newly constructed apartment in Holmrook and my conveyancer is informing me that she is duty bound to the mortgage company to disclose incentives from the developer. I am nearing the developer’s deadline to exchange contracts and I have no desire to delay matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Completed the sale of my flat in Holmrook last March but the buyer keeps SMS messaging me to say his conveyancer is waiting to hear from myconveyancer. What should my lawyer have done following completion?
Following your sale your lawyer is obliged to deliver the transfer deeds and all of the paperwork to the buyer’s solicitors. Depending on the transaction, your solicitor should also evidence that the mortgage has been paid off to the purchasers solicitors. There is unlikely to be post completion steps peculiar conveyancing in Holmrook.
I am aiming to move home in April. Should my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you put forward a removal company in Holmrook. Conveyancing lawyer was chosen before I stumbled across your site.
On the afternoon of completion you will need to collect the keys from the selling agent however this should only be done when the sellers lawyers confirm to the agent that the monies to complete are in and the keys can be passed over. You can inform the removal company that you are ready to move in. As a matter of policy we do not recommend a specific removal company but can assist you in choosing a residential property solicitor in Holmrook or a legal practice that specialises in conveyancing in Holmrook.
I had a mortgage agreed in principle with Aldermore. Holmrook conveyancing practitioners were instructed. What is the average time that one could expect to receive a mortgage offer from Aldermore?
There is no definitive answer here. Have Aldermore completed the survey? Have you informed Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am currently in the process of buying my council flat in Holmrook. I have a mortgage agreed with Clydesdale. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
Are there restrictive covenants that are commonly identified as part of conveyancing in Holmrook?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Holmrook. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I purchased a flat in Holmrook last 11/12/2020 and to date it is still not registered with HMLR. It was part of a new estate and my property lawyer told me that it may take 12 months to register. I have contacted the Land Registry directly and they say that the initial application was cancelled due to failure to reply to requisitions. What can I do?
Call your conveyancing practitioner - Where you are unsatisfied with the responses, find out about their firm’s complaints procedure and escalate your concerns to a Partner. Registrations for Holmrook conveyancing are not known to be especially complex.