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Ready to buy a new home in Dolgellau? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Dolgellau conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Dolgellau

Is there a reason why leasehold purchase conveyancing in Dolgellau costs more?

Dolgellau leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

Due to the advice of my in-laws I had a survey completed on a property in Dolgellau in advance of instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies will not issue a loan on such a property.

It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Dolgellau. Conveyancing will be smoother if you use a solicitor in Dolgellau especially if they regularly deal with such properties in Dolgellau.

My brother has recommend that I instruct his conveyancers in Dolgellau. Should I use them?

Much as we are happy to recommend a Dolgellau conveyancing lawyer the ideal way to find a conveyancing practitioner is to seek feedback from friends or relatives who have used the conveyancer you're are thinking of instructing.

Our conveyancer has advised that he intends to complete and exchange simultaneously on the disposal of our £200,000 garden flat in Dolgellau in just under a week. The landlords agents has quoted £408 for Landlord’s certificate, building insurance schedule and previous years statements of service charge. Is the landlord entitled to charge an administration fee for a leasehold conveyance in Dolgellau?

Dolgellau conveyancing on leasehold apartments usually involves the buyer’s conveyancer submitting enquiries for the landlord to address. Although the landlord is under no legal obligation to answer these enquiries the majority will be willing to assist. They may levy a reasonable administration fee for responding to enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is over three hundred pounds, in some situations it is above £800. The management information fee invoiced by the landlord must be sent together with a summary of entitlements and obligations in relation to administration fees, otherwise the charge is technically not due. Reality however dictates that you have little option but to pay whatever is requested of you if you want to complete the sale of your home.

Dolgellau Conveyancing for Leasehold Flats - Examples of Questions you should ask Prior to Purchasing

    If a Dolgellau lease has less than 80 years it will have adverse implications on the value of the apartment. It is worth checking with your lender that they are willing to lend given the lease term. Leases with less than 80 years remaining means that you will almost definitely need a lease extension sooner rather than later and it is worth finding out how much this would cost. Remember, in most cases you will be required to have owned the residence for two years before you are eligible to extend the lease. Who are the managing agents?

What is the difference between surveying and conveyancing in Dolgellau?

Conveyancing - in Dolgellau or elsewhere - is the process of legally transferring legal title of property from one person to another. It therefore includes the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you discover the condition of the building and, if there are problems, give you leverage for negotiating the buying price down or asking the vendor to remedy the defects prior to you complete your move.

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Find out more about how flying freehold can affect your the value of a property.