I decided to have a survey completed on a property in Gwynedd ahead of instructing solicitors. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some banks will not issue a loan on a flying freehold premises.

It varies from the lender to lender. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Gwynedd. Conveyancing will be smoother if you use a solicitor in Gwynedd especially if they regularly deal with such properties in Gwynedd.

How do I search for a Gwynedd solicitor on the Coventry Building Society conveyancing panel? I have wheels and am willing to travel upto 20miles to meet the lawyer.

You can use the facility on this website. Please choose the bank and your location and you will see a number of Gwynedd conveyancing lawyers located nearest you. We have listed some Gwynedd conveyancing firms towards the end of this page and you can contact them to verify if they are on the Coventry Building Society panel

As co-executor for the will of my father I am disposing of a property in Swansea but reside in Gwynedd. My solicitor (who is 200 miles from merequires that I sign a statutory declaration ahead of completion. Could you suggest a conveyancing lawyer in Gwynedd to witness and place their company stamp on the document?

Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Gwynedd based

Can you offer any advice when it comes to appointing a Gwynedd conveyancing practice to deal with our lease extension?

When appointing a solicitor for your lease extension (regardless if they are a Gwynedd conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you make enquires with several firms including non Gwynedd conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be of use:

How familiar is the practice with lease extension legislation?

Gwynedd Conveyancing for Leasehold Flats - Examples of Questions you should ask Prior to buying

Are any of leasehold owners in dispute over their service charge payments? The prefered form of lease structure is a share of the freehold. In this scenario the leaseholders benefit from being in charge if their destiny and notwithstanding that a managing agent is usually retained where it is bigger than a house conversion, the managing agent retained by the leaseholders.

I am buying a garden flat in Gwynedd. Conveyancing lawyer is waiting for, from the vendor, building insurance documents. This morning I was informed that the vendor needs to send the insurance paperwork for the flat above also. Why would my solicitor want to review the insurance for the flat above? Is it strictly necessary? We have been waiting for the last 3 weeks…

It is not unheard of in leasehold conveyancing in Gwynedd to discover Conveyancing in Gwynedd in a minority of cases reveals that the lease requires the tenant's to insure their individual flats as opposed to the freeholder insuring the complete block - which is clearly better. Do contact your conveyancer but it would appear that your lawyer is seeking to verify that the entire building is insured. Insuring a ground floor residence is no help when it comes to rebuilding after a fire if the 1st floor cannot be rebuilt as a result of lack of insurance cover.