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Find a Harlech Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Harlech? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Harlech transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Harlech conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Harlech

It is 10 years ago since I acquired my house in Harlech. Conveyancing solicitors have now been instructed on the sale but I am unable to find the deeds. Will this cause complications?

Don’t worry too much. Firstly there is a possibility that the deeds will be with the mortgage company or they may stored with the conveyancers who acted in your purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in Harlech involves registered property but in the unlikely event that your property is not registered it is more problematic but is resolvable.

I am looking to buy a flat and need a conveyancing solicitor in Harlech who is on the Barnsley Building Society approved. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barnsley Building Society in certain locations such as Harlech. We dont recommend any particular firm.

I am expecting a DIP from Leeds Building Society this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Harlech solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Harlech solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.

It is unclear whether my mortgage offer requires a lease extension. I have telephoned my Harlech bank branch on a couple of occasions and was told they are content with the situation and they will lend. My Harlech conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

The solicitor must comply with the Council of Mortgage Lenders’ Handbook section two conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

Having read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Harlech solicitor - who is on the Nottingham conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Harlech postcode. As you are getting a mortgage with Nottingham, you could contact them to see if they have a list of approved surveyors in Harlech.

I opted to have a survey carried out on a property in Harlech in advance of retaining conveyancers. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some banks tend refuse to issue a loan on this type of home.

It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. If you e-mail us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Harlech. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to instruct a conveyancing solicitor for residential conveyancing in Harlech. I have land on a web site which appears to be the ideal solution If there is a chance to get all the legals done via email that would be ideal. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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Find out more about how flying freehold can affect your the value of a property.