What is the difference between a licensed conveyancer and conveyancing solicitor in Borth Y Gest

Two types of professional can execute conveyancing in Borth Y Gest namely CLC regulated conveyancers or solicitors. Both professionals handle the legal services that you need to complete the sale or acquisition of property. Both are obliged to carry out Borth Y Gest conveyancing on similar standards and guidelines so you can be sure that your conveyancing will be professionally administered and that all necessary steps should be accurately adhered to.

I'm the single beneficiary of my late mum's estate with all property in now in my sole name, including the house in Borth Y Gest. The Borth Y Gest property was put into my name in July. I plan to dispose of the house. I do know about the CML six month 'rule', which means that my proprietorship may be treated the same way as though I had purchased the property in July. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. many lenders would take a pragmatic view as this obligation principally exists to capture the purchase and immediately sell or the quick reselling of property.

I am currently in the process of buying my council flat in Borth Y Gest. I have a mortgage agreed with Santander. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.

Me and my brother have a terraced Edwardian property in Borth Y Gest. Conveyancing lawyer acted for me and Yorkshire Building Society. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Borth Y Gest and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing practitioner who conducted the purchase.

I am purchasing my first flat in Borth Y Gest with the aid of help to buy. The developers refused to move on the price so I negotiated 6k of extras instead. The property agent told me not disclose to my conveyancer about this extras as it will put at risk my loan with National Westminster Bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a simple, chain free conveyancing. Borth Y Gest is where the house is located. What do you suggest?

Flying freeholds in Borth Y Gest are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Borth Y Gest you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Borth Y Gest may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

What makes your site different to alternative online quote calculators when it comes to conveyancing in Borth Y Gest?

At this site get an accurate costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Borth Y Gest. As opposed to estate agents and brokerage sites we are not in the business of charging firms a fee if you choose them for your conveyancing in Borth Y Gest