What does my ID and proof of funds have anything to do with my conveyancing in Earls Court? What am I being asked for?
It is indeed that case that these requests have nothing to do with conveyancing in Earls Court. Nowadays you can not proceed with any conveyancing process in the absence supplying evidence of your identity. This usually takes the form of a either your passport or driving licence as well as a bank statement. Remember if you are supplying your driving licence as evidence of identification it must be both the paper part and photo card part, one is not sufficient in the absence of the other.
Proof of your source of money is required in accordance with the Money Laundering Regulations. Don’t be offended when you are asked to produce this as your conveyancing solicitor will need to retain this information on file. Your Earls Court conveyancing practitioner will need to see evidence of proof of funds before they are able to accept any monies from you into their client account and they may also ask further questions concerning the source of funds.
Is there a search tool that I can use to check that the solicitor conducting my conveyancing in Earls Court is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Godiva Mortgages Ltd thus spending £192.00 in additional conveyancing costs.
You should make use of the find a lender approved solicitor tool on this web page. Please choose the lender and type ‘Earls Court’ or your preferred area and you will be presented with numerous conveyancers located in Earls Court or nearest you.
We were going to get a AIP from Santander this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Santander recommend any Earls Court solicitors on the Santander conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Earls Court solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
My wife and I are at the point of looking at flats in Earls Court and I am now considering a potential offer. Is it too early to have a solicitor in place? I will be getting a home loan with Nationwide.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are obtaining a mortgage with Nationwide, make sure you remember to check that your lawyer is on the Nationwide conveyancing panel.
I was told two weeks ago that my mortgage has been agreed to by Clydesdale. Is it usual for Clydesdale to only issue the offer once my solicitor in Earls Court is approved on their conveyancing panel? Clydesdale have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
I used Wolstenholmes several years past for my conveyancing in Earls Court. Now, I need the documents but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Earls Court of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I need to retain a conveyancing solicitor for freehold conveyancing in Earls Court. I happened to land on a site which seems to have the perfect offering If there is a chance to get all the legals completed via phone that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?