Find a Earls Court Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Earls Court? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Earls Court conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Earls Court

Having been told to check out your company we were going to use a conveyancing solicitor in Earls Court endorsed using your search tool but have come across some other estimates on the internet look cheaper – how come?

There are plenty of solicitors marketing at first sight what seems to be extremely cheap conveyancing in Earls Court. We would urge you to think twice as to how important this transaction is to you that want to take 'cheap' risks with regard to the standard of the conveyancing. Many of them accentuate a cheap quote as a headline but hide supplemental fees in the small print..

My fiancee and I are in the throws of looking at houses in Earls Court and I am about to put in an offer. Is it advisable to have a lawyer on ‘stand by’? I intend to finance via a home loan with HSBC.

It would be sensible to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. As you are obtaining a mortgage with HSBC, ask your prospective lawyers if they are on the HSBC conveyancing panel otherwise they can't do the mortgage legal work.

After shopping around on the internet I have found a Earls Court property lawyer having checked that they are on the Bank of Ireland conveyancing panel. Does my lawyer arrange the survey of the property?

Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Earls Court postcode. As you are getting a mortgage with Bank of Ireland, you could contact them to see if they have a list of approved surveyors in Earls Court.

UBS have agreed my home loan in principle, my bid on a house in Earls Court has been agreed to, what are the next steps?

Your estate agent will need to know who your solicitors are (ensure that the lawyers are on the lender’s approved list). Call up UBS or the broker and complete any relevant forms. UBS will sellect a valuer who will get in contact with the estate agent or vendor to book an appointment. Once conducted (assuming no problems) it takes approximately ten days to receive the mortgage offer. UBS will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Earls Court.

three months have gone by following my purchase conveyancing in Earls Court took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Earls Court differ for newly converted properties?

Most buyers of new build property in Earls Court come to us having been asked by the developer to exchange contracts and commit to the purchase even before the house is completed. This is because builders in Earls Court usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Earls Court or who has acted in the same development.

I am hoping to complete next month on a leasehold property in Earls Court. Conveyancing lawyers inform me that they are sending me a report on Monday. What should I be looking out for?

The report on title for your leasehold conveyancing in Earls Court should include some of the following:

    Where does the liability rest to repair and maintain the block. It is essential that you know who is liable for the repair and maintenance of every part of the building Details of the parties to the lease, for example these could be the leaseholder, superior lessor, freeholder The landlord’s rights to access the premises. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Do you need to have carpet in the flat or are you allowed wood flooring?
For a comprehensive list of information to be included in your report on your leasehold property in Earls Court please ask your lawyer in ahead of your conveyancing in Earls Court.

Despite our best endeavours, we have been unsuccessful in trying to reach an agreement for a lease extension in Earls Court. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Most definitely. We can put you in touch with a Earls Court conveyancing firm who can help.

An example of a Freehold Enfranchisement matter before the tribunal for a Earls Court property is 5 Wetherby Gardens in June 2014. the Tribunal concluded that the price to be paid for the freehold of the property was £2,369,452. This case related to 5 flats. The unexpired residue of the current lease was 38.98 years.

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