I plan on buying a flat in Ferryside. My property lawyer has never been on on the bank solicitor list. Am I still permitted to retain my Ferryside conveyancing solicitor notwithstanding that they are not on the lender panel?
You have numerous options open to you here
- Proceed with your existing Ferryside conveyancer but your lender will undoubtedly use a conveyancing practitioner on their approved panel. The net result is additional cost together with likely interruption.
- Appoint a fresh conveyancer to conduct the conveyancing, obviously checking they are on the bank conveyancing panel.
- Appeal to your conveyancer to apply to join the bank panel
Would the conveyancing practitioners highlighted through your ’find a lawyer’ tool perform right to buy conveyancing in Ferryside?
We work with plenty of conveyancing firms who can handle right to buy conveyancing You should e-mail the solicitors listed in order to obtain a conveyancing quote.
My Conveyancer in Ferryside has never been on on the TSB Conveyancing Panel. Is it possible for me to use my family solicitor even though they are excluded from the TSB list of approved lawyers?
Your options are as follows:
- Complete the purchase with your preferred Ferryside solicitors but TSB will need to retain a lawyer on their panel. This will result in additional overall conveyancing fees and result in delays.
- Choose an alternative lawyer to to deal with the purchase, not forgetting to check they are on the TSB panel
I moved into my flat on 10 January and the transaction details are still not registered. Any reason for this? My conveyancing solicitor in Ferryside said it would be recorded inside ten days. Are transfers in Ferryside uniquely lengthy to register?
As far as conveyancing in Ferryside registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timescales can adjust according to who lodges the application, whether it is in order and if the Land registry need to notify any 3rd persons or bodies. Currently in the region of three quarters of such applications are completed in less than three weeks but some can be subject to protracted hold-ups. Historically registration takes place after the purchaser has moved in to the premises thus 'speed' is not always primary concern but if there is a degree of urgency associated with the registration then you or your conveyancer could communicate with the Registry to express the reasoning for the application to be prioritised.
Our bank agreed in principle to give us a mortgage. We appointed a high street conveyancer in Ferryside two days ago. A couple of hours ago, our financial adviser called to say that the bank said that we cannot use our solicitor as they aren't on their 'approved list'. As FTB's, we did not have a clue that the lender had a say Is this permitted?
You are at liberty to instruct any lawyer you want to appoint including the said conveyancer in Ferryside however if your lender aren't happy with them you must incur an extra fee so your bank can appoint their own lawyers. On occasion it is conceivable that your solicitor may apply to get included on to the bank panel. Do make the most of internet tools such as lenderpanel.com to find a conveyancing solcitor in Ferryside on the lender panel. You can go into your high street mortgage company branch in Ferryside. They will know some good conveyancing solicitors in Ferryside on the approved list.