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Recently asked questions about conveyancing in Fleetwood

Will my conveyancer be raising questions regarding flooding during the conveyancing in Fleetwood.

Flooding is a growing risk for conveyancers dealing with homes in Fleetwood. Some people will purchase a house in Fleetwood, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Lawyers are not best placed to offer advice on flood risk, however there are a numerous checks that can be undertaken by the buyer or by their lawyers which should figure out the risks in Fleetwood. The standard property information forms sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) contains a usual question of the owner to discover if the premises has suffered from flooding. If flooding has previously occurred which is not notified by the vendor, then a buyer could bring a claim for damages stemming from an incorrect reply. The purchaser’s solicitors should also carry out an environmental report. This should higlight if there is any known flood risk. If so, more detailed investigations will need to be made.

How does conveyancing in Fleetwood differ for new build properties?

Most buyers of new build property in Fleetwood contact us having been asked by the builder to sign contracts and commit to the purchase even before the premises is completed. This is because builders in Fleetwood typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Fleetwood or who has acted in the same development.

I decided to have a survey done on a property in Fleetwood ahead of retaining solicitors. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies will refuse to grant a mortgage on such a house.

It depends who your proposed lender is. Santander has different requirements from Halifax. If you contact us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Fleetwood. Conveyancing may be slightly more expensive based on your lender's requirements.

My company is hoping to lease a unit on the high street. Can you recommend solicitors offering no-sale-no fees for commercial conveyancing in Fleetwood for below 2k?

We can recommend firms who have specialist knowledge of commercial conveyancing in Fleetwood, including the sale and purchase of businesses as well as simply premises. Whether you are hoping to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right lawyer. As for the costs these will vary based on the structure and nuances of the proposed transaction. Please provide us with your contact information or telephone us so that we may provide you with a detailed commercial conveyancing calculation.

My father has suggested that I instruct his conveyancing solicitors in Fleetwood. Should I use them?

Much as we are happy to recommend a Fleetwood conveyancing lawyer the ideal way to select a conveyancing lawyer is to seek recommendations from friends or relatives who have previously instructed the firm that you are contemplating using.

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Neighbouring Locations

Lytham St Annes
St Annes
Poulton Le Fylde

Find out more about how flying freehold can affect your the value of a property.