We were just about to sign contracts for a semi detached house in Lytham St Annes. We encountered a snag. The mortgage offer with Aldermore expires on 22/10/2025 but the sellers are insisting on a completion date of 24/10/2025. Can one prolong the loan expiry date?

The best person to address this question is your conveyancer who will determine whether they corresponding with the bank, vendor’s solicitors, property agents or possibly all parties taking into account the circumstances your conveyancing as of today.

When reading moneysavingexpert.com for a recommended solicitor in Lytham St Annes, many say that I must instruct a CQS accredited solicitor. What is CQS?

The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home ownership transfers, trusted by some of the UK's biggest mortgage companies. Four years ago the Conveyancing Quality Scheme was officially recognised by the Building Societies Association (BSA). The scheme does not cover licenced conveyancers. Lytham St Annes is one of the numerous areas in England and Wales where there are CQS solicitors.

five months have gone by following my purchase conveyancing in Lytham St Annes completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Expecting to complete next month on a basement flat in Lytham St Annes. Conveyancing lawyers assured me that they will have a report out to me tomorrow. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Lytham St Annes should include some of the following:

Does the lease prevent you from subletting the flat, or working from home Details of the parties to the lease, e.g. these could be the leaseholder, superior lessor, landlord You should be advised what is to be regarded as a Nuisance as far as the lease is concerned Responsibility for repairing the window frames Are you allowed to have a pet in the flat?

Lytham St Annes Conveyancing for Leasehold Flats - Examples of Questions you should consider before Purchasing

You should be aware if it is fewer than eighty years it will have adverse implications on the marketability of the property. It is worth checking with your bank that they are willing to lend given the lease term. A short lease means that you will most likely have to extend the lease at some point and it is worth finding out how much this would cost. Remember, in most cases you will be required to have owned the property for 24 months in order to be entitled to exercise a lease extension. Who takes responsibility for maintaining and repairing the building?

For various reasons I cannot be present at my Lytham St Annes conveyancing practitioners office to execute documents for conveyancing in Lytham St Annes – is this a problem?

You need not be concerned. Lytham St Annes conveyancing solicitors can undertake conveyancing transactions for clients who are based anywhere. It is not necessary for you to be able to meet your lawyer in the flesh at a Lytham St Annes conveyancers office. Almost all conveyancer can undertake all communications remotely from their Lytham St Annes premises.