This question may be naive but I am unexperienced as FTB of a ground floor flat in St Annes. Do I collect the keys to the premises on the completion date from my conveyancer? If this is the case, I will find a High Street conveyancing solicitor in St Annes?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the vendor’s conveyancers, and once they have received this, you should be called to collect the keys from the selling Agents and move into your new home. Usually this occurs early afternoon.
We are purchasing a terrace house in St Annes. We would like to carry out an extension to the side at the house.Will legal work on the property involve investigations to determine if these alterations were previously refused?
Your property lawyer will review the deeds as conveyancing in St Annes can sometimes identify restrictions in the title documents which restrict certain works or require the consent of another owner. Certain additions call for local authority planning permissions and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.
We have agreed to purchase a house in St Annes. A rare aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is TSB your lawyer must check the formal requirements set out in Part two of UK Finance Lenders’ Handbook for TSB. The Council of Mortgage Lenders’ Handbook sets out minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to TSB where a lease does not comply with these specifications. The conditions relate to the installation of panels on properties nationwide and is not isolated to St Annes.
I need some fast conveyancing in St Annes as I am faced with a deadline to exchange contracts inside 2 weeks. Thankfully I do not need a mortgage. Can I decline from having conveyancing searches to save money and time?
If.Given you are are a cash purchaser you are at free not to have searches carried out although no law firm would suggest that you don't. Drawing on our experience of conveyancing in St Annes the following are examples of what can arise and adversely impact the marketability of the property: Refused Planning Applications, Outstanding Fees, Overdue Grants, Railway Schemes,...
I used Wolstenholmes a few years ago for my conveyancing in St Annes. I now require my papers but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in St Annes of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in St Annes differ for newly converted properties?
Most buyers of new build or newly converted property in St Annes come to us having been asked by the seller to exchange contracts and commit to the purchase even before the house is finished. This is because builders in St Annes tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in St Annes or who has acted in the same development.
I decided to have a survey completed on a property in St Annes in advance of instructing lawyers. I have been advised that there is a flying freehold element to the property. My surveyor advised that some mortgage companies tend refuse to grant a mortgage on this type of home.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in St Annes. Conveyancing may be slightly more expensive based on your lender's requirements.