Our Gorleston solicitor has discovered an inconsistency between the surveyor’s assumptions in the home valuation survey and what is in the legal papers for the property. My solicitor informs me that he is duty bound to ensure that the lender is happy with this discrepancy and is still content to lend. Is my solicitor’s stance right?
Your property lawyer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Is it necessary to pay for insurance to cover chancel repairs when acquiring a house in Gorleston?
Unless a prior purchase of the house took place post 12 October 2013 you may expect solicitors handling conveyancing in Gorleston to remain recommending a chancel search and or insurance against a claim.
I own a terraced Victorian property in Gorleston. Conveyancing solicitor acted for me and Santander. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the matching property. Is it worth asking Santander to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gorleston and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing solicitor who completed the work.
About to purchase a new build apartment in Gorleston. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Gorleston
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Is it simple use the search tool to get a fee calculation from a conveyancing solicitor in Gorleston on the panel for my mortgage?
First choose a lender such as Halifax, Barnsley Building Society or Britannia then specify your preferred area a common one being Gorleston. Conveyancing firms in Gorleston and nationally will then be listed.